Credit bureau · complaint record
Coastal Finance complaints
Filed under Coastal Finance Company, Inc.
Consumers have filed 16 complaints about Coastal Finance since 2013, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 16
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #418 of 566
Since January 2013
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 19, 2025
Most complained-about credit bureaus & report companies
Coastal Finance complaints by month
The busiest month was January 2013 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Coastal Finance answered all time
- Closed with explanation1593.8%
- Closed16.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Coastal Finance complaints are about
Top Coastal Finance problems
Inside "Incorrect information on your report"
- Account status incorrect 1
- Account information incorrect 1
- Information belongs to someone else 1
- Personal information incorrect 1
- Old information reappears or never goes away 1
Where Coastal Finance complaints come from
Most complaints: North Carolina (13), South Carolina (1), Virginia (1), Florida (1).
Coastal Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Coastal FinanceCredit reporting | - | 1 | - |
Compare side by side: Coastal Finance vs Apple Financing · Coastal Finance vs Nav Technologies · Coastal Finance vs Opportunity Fund · Coastal Finance vs Heritage Financial Group
What people say about Coastal Finance
All experiencesNo experiences with Coastal Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Coastal Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 19, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 17, 2025 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Sep 13, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Mar 24, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 1, 2021 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 10, 2020 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 30, 2019 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Mar 20, 2019 | Credit reporting | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Aug 14, 2018 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 21, 2017 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Jul 8, 2017 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 5, 2017 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about Coastal Finance
How many complaints does Coastal Finance have?
Coastal Finance has 16 complaints on record since January 2013, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Coastal Finance respond to complaints?
Yes. Coastal Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Coastal Finance?
The most common problems are improper use of your report (2), incorrect information on your report (5), managing the loan or lease (2).
Is Coastal Finance legit?
Coastal Finance is a real company with a public complaint record: consumers have complained about it 16 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Coastal Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Coastal Finance?
Complain to Coastal Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Coastal Finance complaints come from?
Most come from North Carolina (13), South Carolina (1), Virginia (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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