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Commerce Home Mortgage mortgages complaints

Consumers have filed 50 complaints about Commerce Home Mortgage's mortgages, 4 in the last 12 months. Commerce Home Mortgage answered 100% on time and closed 0% with relief. See the whole Commerce Home Mortgage record.

Commerce Home Mortgage against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Commerce Home Mortgage4new100%0%50

Every mortgage company ranked

Latest Commerce Home Mortgage mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Oct 5, 2026MortgagesApplying for a mortgage or refinancing an existing mortgageFees or costs during the application processUTExplainedYes
May 1, 2026MortgagesClosing on a mortgageClosing disclosure or other related disclosuresMTExplainedYes
Dec 24, 2025MortgagesClosing on a mortgageDelays with the closing processARExplainedYes
Dec 1, 2025MortgagesClosing on a mortgageClosing disclosure or other related disclosuresTXExplainedYes
May 8, 2025MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingNJExplainedNo
May 8, 2025MortgagesStruggling to pay mortgageForeclosureFLExplainedNo
Jan 7, 2025MortgagesStruggling to pay mortgageForeclosureCAExplainedYes
Nov 18, 2024MortgagesIncorrect information on your reportInformation is missing that should be on the reportCAExplainedYes
Aug 2, 2024MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanCAExplainedYes
Jul 31, 2024MortgagesStruggling to pay mortgageAn existing modification, forbearance plan, short sale, or other loss mitigation reliefFLExplainedYes
Jul 6, 2024MortgagesStruggling to pay mortgageForeclosureCAExplainedYes
Jun 19, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureCAExplainedNo
Apr 16, 2024MortgagesTrouble during payment processLoan sold or transferred to another companyCAExplainedYes
Apr 4, 2024MortgagesTrouble during payment processPayment processCAExplainedYes
Apr 2, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceCAExplainedYes
Dec 18, 2023MortgagesClosing on a mortgageClosing disclosure or other related disclosuresCAExplainedYes
Dec 3, 2023MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanTXExplainedYes
Sep 18, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageFees or costs during the application processFLMoney backYes
Jun 6, 2023MortgagesStruggling to pay mortgageCAExplainedYes
May 31, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedYes
Feb 14, 2023MortgagesTrouble during payment processCAExplainedYes
Feb 4, 2023MortgagesClosing on a mortgageTXExplainedYes
Jan 4, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedYes
Sep 16, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageFLExplainedYes
Jul 13, 2022MortgagesClosing on a mortgageNJExplainedYes
Jul 4, 2022MortgagesStruggling to pay mortgageCAExplainedYes
May 12, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageCAExplainedYes
Apr 27, 2022MortgagesApplying for a mortgage or refinancing an existing mortgageNJExplainedYes
Apr 5, 2022MortgagesClosing on a mortgageNJExplainedYes
Feb 23, 2022MortgagesTrouble during payment processFLExplainedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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