Debt collector · complaint record
Courtesy Finance complaints
Filed under Courtesy Finance LLC
Consumers have filed 24 complaints about Courtesy Finance since 2016, 7 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is communication tactics.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 24
- Last 12 months
- 7
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #837 of 1,963
Since December 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 5, 2026
Most complained-about debt collectors
Courtesy Finance complaints by month
The busiest month was April 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Courtesy Finance answered all time
- Closed with explanation24100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Courtesy Finance complaints are about
Top Courtesy Finance problems
Inside "Incorrect information on your report"
- Account information incorrect 2
- Information belongs to someone else 2
- Account status incorrect 1
Where Courtesy Finance complaints come from
Most complaints: Georgia (17), Tennessee (5), California (1), Iowa (1).
Courtesy Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Courtesy FinanceDebt collection | - | 7 | - |
Compare side by side: Courtesy Finance vs Green Square · Courtesy Finance vs EMoneyUSA · Courtesy Finance vs Mullooly Jeffrey Rooney & Flynn · Courtesy Finance vs Credit World Services
What people say about Courtesy Finance
All experiencesNo experiences with Courtesy Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Courtesy Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 5, 2026 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Aug 25, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| May 5, 2026 | Payday & personal loans | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 14, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 11, 2025 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 25, 2025 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Oct 21, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 21, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 10, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 1, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jul 18, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about Courtesy Finance
How many complaints does Courtesy Finance have?
Courtesy Finance has 24 complaints on record since December 2016, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.
Does Courtesy Finance respond to complaints?
Yes. Courtesy Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Courtesy Finance?
The most common problems are communication tactics (3), took or threatened to take negative or legal action (2), incorrect information on your report (5).
Is Courtesy Finance legit?
Courtesy Finance is a real company with a public complaint record: consumers have complained about it 24 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Courtesy Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Courtesy Finance?
Complain to Courtesy Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Courtesy Finance complaints come from?
Most come from Georgia (17), Tennessee (5), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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