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Student loans

Issue where my lender is my school

Consumers have filed 195 complaints about this, 61 in the last 12 months (-14%), against 61 companies. The most complained-about is Climb Credit. Companies closed 7% of these with relief.

Companies with the most

All time.

In more detail

  • Issues with fees connected to the loan11760%
  • Cannot graduate, receive diploma, or get transcript due to money owed7840%

By month

By state

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Per 100,000 people, last 12 monthsFewerMore

Latest complaints about this

ReceivedCompanyAboutIssueStateAnswerOn time
Nov 5, 2026CeannateStudent loansIssue where my lender is my schoolIssues with fees connected to the loanFLExplainedYes
Sep 22, 2026Sallie MaeStudent loansIssue where my lender is my schoolCannot graduate, receive diploma, or get transcript due to money owedCAIn progressYes
Sep 3, 2026MOHELAStudent loansIssue where my lender is my schoolIssues with fees connected to the loanCANo timely replyNo
Aug 28, 2026Climb CreditStudent loansIssue where my lender is my schoolCannot graduate, receive diploma, or get transcript due to money owedTXExplainedYes
Aug 24, 2026SinglePoint GIStudent loansIssue where my lender is my schoolIssues with fees connected to the loanNCExplainedYes
Aug 8, 2026Lockhart, Morris & MontgomeryStudent loansIssue where my lender is my schoolIssues with fees connected to the loanAZExplainedYes
Aug 4, 2026Climb CreditStudent loansIssue where my lender is my schoolIssues with fees connected to the loanCAExplainedYes
Jul 22, 2026Sallie MaeStudent loansIssue where my lender is my schoolIssues with fees connected to the loanGAExplainedYes
Jul 15, 2026Baker Recovery ServicesStudent loansIssue where my lender is my schoolIssues with fees connected to the loanMINo timely replyNo
Jul 14, 2026KeyBankStudent loansIssue where my lender is my schoolIssues with fees connected to the loanMAFixedYes
Jul 13, 2026NelnetStudent loansIssue where my lender is my schoolCannot graduate, receive diploma, or get transcript due to money owedGAExplainedYes
Jun 27, 2026Goal Structured SolutionsStudent loansIssue where my lender is my schoolIssues with fees connected to the loanGAExplainedYes
Jun 26, 2026Reliant Capital SolutionsStudent loansIssue where my lender is my schoolIssues with fees connected to the loanINExplainedYes
Jun 23, 2026Edfinancial ServicesStudent loansIssue where my lender is my schoolCannot graduate, receive diploma, or get transcript due to money owedFLExplainedYes
Jun 16, 2026SIMM AssociatesStudent loansIssue where my lender is my schoolIssues with fees connected to the loanNCExplainedYes

Your rights with student loan servicers

Federal student loan borrowers can switch to an income-driven repayment plan, ask for deferment or forbearance, and apply for forgiveness programs such as Public Service Loan Forgiveness through studentaid.gov. The Federal Student Aid ombudsman helps with disputes your servicer will not fix. Private loans follow the contract and state law instead.

Scam warning: Applying for federal repayment plans and forgiveness is free. Anyone who charges a fee, asks for your FSA ID or promises instant forgiveness is not to be trusted.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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