Credit bureau · complaint record
Cuila complaints
Filed under CUILA LLC
Consumers have filed 19 complaints about Cuila since 2024, 9 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 19
- Last 12 months
- 9
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #209 of 566
Since June 2024
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 15, 2026
Most complained-about credit bureaus & report companies
Cuila complaints by month
The busiest month was November 2025 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Cuila answered all time
- Closed with explanation19100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Cuila complaints are about
Top Cuila problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 9
- Reporting company used your report improperly 5
Where Cuila complaints come from
Most complaints: California (6), Nevada (4), Virginia (2), Florida (2), Georgia (2).
Cuila compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | CuilaCredit reporting | - | 9 | - |
Compare side by side: Cuila vs Apple Financing · Cuila vs Nav Technologies · Cuila vs Opportunity Fund · Cuila vs Heritage Financial Group
What people say about Cuila
All experiencesNo experiences with Cuila yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Cuila complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 8, 2026 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | Explained |
| Feb 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Feb 27, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 16, 2026 | Credit reporting | Problem with a company's investigation into an existing problemProblem with personal statement of dispute | Explained |
| Jan 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 29, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Dec 26, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 22, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 6, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 2, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Aug 30, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
Questions about Cuila
How many complaints does Cuila have?
Cuila has 19 complaints on record since June 2024, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does Cuila respond to complaints?
Yes. Cuila answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Cuila?
The most common problems are improper use of your report (14), problem with a company's investigation into an existing problem (2), getting a loan or lease (2).
Is Cuila legit?
Cuila is a real company with a public complaint record: consumers have complained about it 19 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Cuila legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Cuila?
Complain to Cuila in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Cuila complaints come from?
Most come from California (6), Nevada (4), Virginia (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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