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Mortgages

Discover mortgages complaints

Consumers have filed 286 complaints about Discover's mortgages, 9 in the last 12 months (-64%). Discover answered 100% on time and closed 33% with relief. See the whole Discover record.

Discover against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Discover9-64%100%33%286

Every mortgage company ranked

Latest Discover mortgages complaints

ReceivedAboutIssueStateAnswerOn time
Dec 8, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresCAExplainedYes
Dec 2, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsTXExplainedYes
Nov 22, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureGAExplainedYes
Nov 19, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processNYExplainedYes
Nov 12, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processSCExplainedYes
Oct 28, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceCAExplainedYes
Oct 23, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processWIExplainedYes
Oct 10, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceILMoney backYes
Oct 1, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureKSExplainedYes
Sep 28, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsMIExplainedYes
Sep 27, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processINExplainedYes
Sep 13, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsMOExplainedYes
Sep 6, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageDelays in the application processKSExplainedYes
Sep 5, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalNCExplainedYes
Sep 2, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsNVExplainedYes
Aug 30, 2024MortgagesTrouble during payment processPayment processTXFixedYes
Aug 28, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageDelays in the application processMIExplainedYes
Aug 28, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processOHExplainedYes
Aug 25, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processPAExplainedYes
Aug 2, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageDelays in the application processCAExplainedYes
Jul 19, 2024MortgagesTrouble during payment processPayment processNJExplainedYes
Jul 11, 2024MortgagesIncorrect information on your reportAccount information incorrectILExplainedYes
Jun 30, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingOHExplainedYes
Jun 12, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalNCExplainedYes
Jun 11, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsOHExplainedYes
Jun 11, 2024MortgagesImproper use of your reportCredit inquiries on your report that you don't recognizePAFixedYes
Jun 8, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageLoan estimate or other related disclosuresVAExplainedYes
May 30, 2024MortgagesTrouble during payment processEscrow, taxes, or insuranceKSExplainedYes
May 29, 2024MortgagesProblem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneKSExplainedYes
May 28, 2024MortgagesStruggling to pay mortgageApplying for or obtaining a modification, forbearance plan, short sale, or deed-in-lieuCAFixedYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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