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Mortgages

Discover mortgages complaints

Consumers have filed 286 complaints about Discover's mortgages, 9 in the last 12 months (-64%). Discover answered 100% on time and closed 33% with relief. See the whole Discover record.

Discover against other mortgage lenders & servicers

#Company12 monthsChangeOn timeReliefAll time
1Shellpoint Mortgage Servicing3,741+17%81.4%0%17,690
2Rocket Mortgage3,572+499%99.9%0%8,475
3Freedom Mortgage1,701+50%99.4%0%9,327
4Ocwen Financial1,514+44%100%1%35,815
5Wells Fargo1,187-8%100%9%49,962
6PennyMac1,157+86%99.9%13%5,470
7Select Portfolio Servicing1,130+34%99.9%0%15,278
8Carrington Mortgage Services1,081+124%99.7%0%6,641
9Selene967+53%100%0%3,082
10LoanCare862+107%100%0%7,382
11Mr. Cooper757-64%100%0%13,321
12JPMorgan Chase734+43%100%2%25,884
13Discover9-64%100%33%286

Every mortgage company ranked

Latest Discover mortgages complaints

ReceivedAboutIssueStateAnswerOn time
May 23, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingRIExplainedYes
Apr 30, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalFLExplainedYes
Apr 29, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsILFixedYes
Apr 29, 2024MortgagesTrouble during payment processTrying to communicate with the company to fix an issue while managing or servicing your loanGAMoney backYes
Mar 12, 2024MortgagesTrouble during payment processPayment processFLExplainedYes
Feb 21, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingTNFixedYes
Feb 12, 2024MortgagesTrouble during payment processPaying off the loanOHExplainedYes
Feb 7, 2024MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureGAExplainedYes
Feb 6, 2024MortgagesTrouble during payment processPayment processNYExplainedYes
Feb 6, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsILExplainedYes
Jan 11, 2024MortgagesClosing on a mortgageDelays with the closing processPAExplainedYes
Jan 5, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processKYFixedYes
Jan 2, 2024MortgagesApplying for a mortgage or refinancing an existing mortgageNegative impact of inaccurate appraisalFLExplainedYes
Dec 29, 2023MortgagesTrouble during payment processFees chargedNCMoney backYes
Dec 29, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processPAExplainedYes
Dec 26, 2023MortgagesTrouble during payment processPayment processVAMoney backYes
Dec 21, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageConfusing or misleading advertising or marketingFLExplainedYes
Dec 16, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsMOExplainedYes
Nov 24, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsWAExplainedYes
Nov 22, 2023MortgagesImproper use of your reportReporting company used your report improperlyTXExplainedYes
Nov 17, 2023MortgagesTrouble during payment processEscrow, taxes, or insuranceCAFixedYes
Nov 15, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processWAFixedYes
Nov 7, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageChanges in loan terms during the application processGAFixedYes
Nov 2, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsOHFixedYes
Oct 27, 2023MortgagesStruggling to pay mortgageTrying to communicate with the company to fix an issue related to modification, forbearance, short sale, deed-in-lieu, bankruptcy, or foreclosureMAFixedYes
Oct 25, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsILExplainedYes
Oct 18, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageApplication denialsTXExplainedYes
Oct 4, 2023MortgagesTrouble during payment processPayment processDEExplainedYes
Sep 25, 2023MortgagesApplying for a mortgage or refinancing an existing mortgageTrying to communicate with the company to fix an issue with the application processCAFixedYes
Sep 15, 2023MortgagesClosing on a mortgageTrying to communicate with the company to fix an issue with the loan closingFLMoney backYes

Your rights with mortgage lenders & servicers

Your mortgage servicer must correct errors you report in a written notice of error and answer written requests for information, usually within 30 business days. It must apply payments on the day they arrive, and it generally cannot start foreclosure until you are more than 120 days behind or while a complete loss-mitigation application is pending.

Scam warning: Be careful of anyone who charges up front to save your home, tells you to stop paying your servicer, or asks you to sign over the deed. HUD-approved housing counselors help for free.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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