Credit bureau · complaint record
Easy Finance complaints
Filed under Easy Finance, LLC
Consumers have filed 51 complaints about Easy Finance since 2017, 17 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 51
- Last 12 months
- 17
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #160 of 566
Since April 2017
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Sep 28, 2026
Most complained-about credit bureaus & report companies
Easy Finance complaints by month
The busiest month was December 2025 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Easy Finance answered all time
- Closed with non-monetary relief12%
- Closed with explanation5098%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Easy Finance complaints are about
Top Easy Finance problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 8
- Reporting company used your report improperly 2
- Received unsolicited financial product or insurance offers after opting out 1
Where Easy Finance complaints come from
Most complaints: Texas (45), Mississippi (1), California (1), Illinois (1), Maryland (1).
Easy Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Easy FinanceCredit reporting | - | 17 | - |
Compare side by side: Easy Finance vs Apple Financing · Easy Finance vs Nav Technologies · Easy Finance vs Opportunity Fund · Easy Finance vs Heritage Financial Group
What people say about Easy Finance
All experiencesNo experiences with Easy Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Easy Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 28, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Sep 9, 2026 | Bank accounts | Problem with a lender or other company charging your accountTransaction was not authorized | Explained |
| Jul 31, 2026 | Credit reporting | Problem with a company's investigation into an existing problemWas not notified of investigation status or results | Explained |
| Jun 30, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 6, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Apr 8, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 4, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Mar 31, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Mar 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 5, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 27, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 16, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
Questions about Easy Finance
How many complaints does Easy Finance have?
Easy Finance has 51 complaints on record since April 2017, including 17 in the last 12 months and 0 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does Easy Finance respond to complaints?
Yes. Easy Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Easy Finance?
The most common problems are incorrect information on your report (7), took or threatened to take negative or legal action (6), improper use of your report (11).
Is Easy Finance legit?
Easy Finance is a real company with a public complaint record: consumers have complained about it 51 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Easy Finance legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Easy Finance?
Complain to Easy Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Easy Finance complaints come from?
Most come from Texas (45), Mississippi (1), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Easy Finance
No comments yet. Start the conversation - questions are welcome too.