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Complaint log

Essential Lending complaint log

The newest complaints about Essential Lending, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Feb 27, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elsePAExplainedYes
Jan 2, 2024Credit reportingIncorrect information on your reportAccount information incorrectVAExplainedYes
Dec 27, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountTXExplainedYes
Dec 21, 2023Payday & personal loansReceived a loan you didn't apply forUTExplainedYes
Dec 18, 2023Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Dec 8, 2023Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Nov 8, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to sue you for very old debtNJExplainedYes
Sep 27, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseMSExplainedYes
Sep 12, 2023Debt collectionTook or threatened to take negative or legal actionThreatened to arrest you or take you to jail if you do not payTXExplainedYes
Jul 29, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursWIExplainedYes
Jul 29, 2023Payday & personal loansWas approved for a loan, but didn't receive the moneyTXExplainedYes
Jul 3, 2023Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Jun 29, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftSCExplainedYes
May 24, 2023Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
May 6, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemProblem with personal statement of disputeLAExplainedYes
Apr 21, 2023Payday & personal loansWas approved for a loan, but didn't receive the moneyTXExplainedYes
Apr 10, 2023Debt collectionAttempts to collect debt not owedDebt was paidTXExplainedYes
Mar 30, 2023Credit reportingIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Mar 24, 2023Debt collectionThreatened to contact someone or share information improperlyTalked to a third-party about your debtTXExplainedYes
Mar 16, 2023Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingUTExplainedYes
Feb 21, 2023Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Jan 7, 2023Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Nov 2, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Oct 11, 2022Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Oct 11, 2022Payday & personal loansProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportSCExplainedYes
Oct 4, 2022Credit reportingImproper use of your reportReporting company used your report improperlyLAExplainedYes
Oct 3, 2022Payday & personal loansStruggling to pay your loanDEExplainedYes
Sep 6, 2022Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Sep 5, 2022Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Sep 1, 2022Payday & personal loansProblem with fraud alerts or security freezesTXExplainedYes
Aug 25, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Aug 23, 2022Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Aug 1, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseNMExplainedYes
May 12, 2022Credit reportingImproper use of your reportReporting company used your report improperlyTXExplainedYes
Mar 9, 2022Credit reportingIncorrect information on your reportAccount status incorrectTXExplainedYes
Feb 11, 2022Payday & personal loansLoan payment wasn't credited to your accountTXExplainedYes
Dec 1, 2021Payday & personal loansCan't contact lender or servicerTXExplainedYes
Nov 10, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportWIExplainedYes
Sep 24, 2021Credit reportingProblem with a company's investigation into an existing issueTheir investigation did not fix an error on your reportTXExplainedYes
Sep 23, 2021Credit cardsIncorrect information on your reportAccount information incorrectTXExplainedYes
Sep 15, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Sep 4, 2021Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Sep 1, 2021Payday & personal loansIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Aug 18, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedYes
Jul 12, 2021Credit reportingIncorrect information on your reportAccount status incorrectMOExplainedYes
Jul 7, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysTXExplainedYes
Mar 23, 2021Payday & personal loansReceived a loan you didn't apply forTXExplainedYes
Sep 18, 2020Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXMoney backYes
Sep 1, 2020Credit reportingIncorrect information on your reportOld information reappears or never goes awaySCExplainedYes
Apr 19, 2020Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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