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Debt collector · complaint record

Galaxy Capital Acquisitions complaints

Consumers have filed 223 complaints about Galaxy Capital Acquisitions since 2014, 27 of them in the last 12 months (-41% on the year before). It answered 92.6% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.

Poor response record. How it works

Complaints on record
223

Since January 2014

Last 12 months
27

-41% vs the year before

Answered on time
92.6%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Oct 5, 2026

Rank
#449 of 1,963

Most complained-about debt collectors

Galaxy Capital Acquisitions complaints by month

The busiest month was July 2025 (7 complaints). Complaints in the last 12 months are down 41% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Galaxy Capital Acquisitions answered last 12 months

  • Closed with explanation27100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time12/4592.6% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend15/15-41% vs last year

What Galaxy Capital Acquisitions complaints are about

  • Debt collection19688%
  • Credit reporting2310%
  • Debt relief & credit repair20.9%
  • Payday & personal loans10.4%
  • Credit cards10.4%

Top Galaxy Capital Acquisitions problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 39
  • Debt was result of identity theft 12
  • Debt was paid 10
  • Debt was already discharged in bankruptcy and is no longer owed 4

Where Galaxy Capital Acquisitions complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (23), Texas (22), California (18), Georgia (17), New York (15).

Galaxy Capital Acquisitions compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Huntington DebtDebt collection55270%100%0%C
2HCFS Healthcare Financial Services of TeamHealthDebt collection5927-16%100%0%C
3Capital Collection ManagementDebt collection4627+93%100%0%D
4Alliance Collection AgenciesDebt collection6027-27%100%0%C
5Valley Collection ServiceDebt collection6527+50%100%19%B
6AutovestDebt collection027+125%74.1%0%F
7Modern Adjustment BureauDebt collection7527-29%100%19%B
8Galaxy Capital AcquisitionsDebt collection2727-41%92.6%0%F

Compare side by side: Galaxy Capital Acquisitions vs Huntington Debt · Galaxy Capital Acquisitions vs HCFS Healthcare Financial Services of TeamHealth · Galaxy Capital Acquisitions vs Capital Collection Management · Galaxy Capital Acquisitions vs Alliance Collection Agencies

What people say about Galaxy Capital Acquisitions

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Latest Galaxy Capital Acquisitions complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Oct 5, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedNo
Sep 12, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNJExplainedYes
Aug 31, 2026Debt collectionWritten notification about debtDidn't receive enough information to verify debtSCExplainedNo
Aug 22, 2026Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialSCExplainedYes
Jul 23, 2026Credit reportingIncorrect information on your reportInformation belongs to someone elseMOExplainedYes
Jul 10, 2026Debt collectionWritten notification about debtDidn't receive notice of right to disputeCAExplainedYes
Jul 9, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsTXExplainedYes
Jun 25, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursNVExplainedYes
Jun 23, 2026Debt collectionElectronic communicationsFrequent or repeated messagesKYExplainedYes
Jun 18, 2026Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Jun 3, 2026Debt collectionTook or threatened to take negative or legal actionCollected or attempted to collect exempt fundsNVExplainedYes
May 23, 2026Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedILExplainedYes

Questions about Galaxy Capital Acquisitions

How many complaints does Galaxy Capital Acquisitions have?

Galaxy Capital Acquisitions has 223 complaints on record since January 2014, including 27 in the last 12 months and 0 in the last 30 days. That makes it number 932 of every company by complaints this year.

Does Galaxy Capital Acquisitions respond to complaints?

Yes. Galaxy Capital Acquisitions answered 92.6% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 27/100 (grade F).

What do people complain about most with Galaxy Capital Acquisitions?
Is Galaxy Capital Acquisitions legit?

Galaxy Capital Acquisitions is a real company with a public complaint record: consumers have complained about it 223 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Galaxy Capital Acquisitions legit? for the signals, red flags and how to protect yourself.

Are complaints about Galaxy Capital Acquisitions going up or down?

Down. There were 27 complaints in the last 12 months against 46 in the 12 before (-41%). See every month.

How do I file a complaint against Galaxy Capital Acquisitions?

Complain to Galaxy Capital Acquisitions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Galaxy Capital Acquisitions complaints come from?

Most come from Florida (23), Texas (22), California (18). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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