Auto loans & leases
Garcadia Financial auto loans & leases complaints
Consumers have filed 29 complaints about Garcadia Financial's auto loans & leases. See the whole Garcadia Financial record.
Garcadia Financial against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Garcadia Financial | 0 | - | - |
Latest Garcadia Financial auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Mar 29, 2022 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Fixed |
| Mar 7, 2022 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Feb 8, 2022 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Nov 12, 2021 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Nov 8, 2021 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Sep 22, 2021 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 14, 2021 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Aug 6, 2021 | Auto loans & leases | Getting a loan or leaseConfusing or misleading advertising or marketing | Explained |
| Jul 8, 2021 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Jun 24, 2021 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Sep 21, 2020 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Aug 10, 2020 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Jun 15, 2020 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Money back |
| Jun 14, 2020 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Aug 20, 2019 | Auto loans & leases | Getting a loan or leaseProblem with signing the paperwork | Explained |
| Jun 7, 2019 | Auto loans & leases | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Feb 14, 2019 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Money back |
| Feb 11, 2019 | Auto loans & leases | Getting a loan or leaseProblem with a trade-in | Explained |
| Dec 28, 2018 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Aug 2, 2018 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 1, 2018 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Jul 18, 2018 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Apr 5, 2018 | Auto loans & leases | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jan 4, 2018 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jun 4, 2017 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| May 26, 2017 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Mar 3, 2017 | Auto loans & leases | Managing the loan or lease | Closed |
| Jan 11, 2017 | Auto loans & leases | Shopping for a loan or lease | Closed |
| Nov 18, 2016 | Auto loans & leases | Managing the loan or lease | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Garcadia Financial
No comments yet. Start the conversation - questions are welcome too.