Debt collector · complaint record
General Credit Services complaints
Consumers have filed 23 complaints about General Credit Services since 2016, 1 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 23
- Last 12 months
- 1
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #1,510 of 1,963
Since September 2016
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Dec 3, 2025
Most complained-about debt collectors
General Credit Services complaints by month
The busiest month was December 2017 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How General Credit Services answered all time
- Closed with explanation23100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What General Credit Services complaints are about
Top General Credit Services problems
Inside "Attempts to collect debt not owed"
- Debt was paid 2
- Debt was already discharged in bankruptcy and is no longer owed 2
- Debt is not yours 1
- Debt was result of identity theft 1
Where General Credit Services complaints come from
Most complaints: Indiana (15), Tennessee (3), Arizona (2), Illinois (1), Nevada (1).
General Credit Services compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | General Credit ServicesDebt collection | - | 1 | - |
Compare side by side: General Credit Services vs Green Square · General Credit Services vs EMoneyUSA · General Credit Services vs Mullooly Jeffrey Rooney & Flynn · General Credit Services vs Credit World Services
What people say about General Credit Services
All experiencesNo experiences with General Credit Services yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest General Credit Services complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 3, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 25, 2025 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Jun 5, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 27, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Nov 1, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 30, 2024 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Feb 25, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 13, 2023 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 22, 2022 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 27, 2022 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Aug 9, 2021 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jun 3, 2021 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Questions about General Credit Services
How many complaints does General Credit Services have?
General Credit Services has 23 complaints on record since September 2016, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does General Credit Services respond to complaints?
Yes. General Credit Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with General Credit Services?
The most common problems are attempts to collect debt not owed (6), false statements or representation (5), incorrect information on your report (3).
Is General Credit Services legit?
General Credit Services is a real company with a public complaint record: consumers have complained about it 23 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is General Credit Services legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against General Credit Services?
Complain to General Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most General Credit Services complaints come from?
Most come from Indiana (15), Tennessee (3), Arizona (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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