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Payday & personal loans

GM Financial payday & personal loans complaints

Consumers have filed 52 complaints about GM Financial's payday & personal loans, 3 in the last 12 months. GM Financial answered 100% on time and closed 0% with relief. See the whole GM Financial record.

GM Financial against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13GM Financial3new100%0%52

Every lender ranked

Latest GM Financial payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Apr 30, 2026Payday & personal loansProblem with the payoff process at the end of the loanPAExplainedYes
Apr 6, 2026Payday & personal loansProblem when making paymentsCAExplainedYes
Dec 9, 2025Payday & personal loansStruggling to pay your loanLAExplainedYes
Jul 20, 2025Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Jul 9, 2025Payday & personal loansProblem with the payoff process at the end of the loanIDExplainedYes
Dec 22, 2024Payday & personal loansIncorrect information on your reportAccount information incorrectTXExplainedYes
Oct 21, 2024Payday & personal loansCan't contact lender or servicerNJExplainedYes
Aug 29, 2024Payday & personal loansProblem when making paymentsGAExplainedYes
Jun 12, 2024Payday & personal loansProblem when making paymentsCAExplainedYes
Jan 15, 2024Payday & personal loansCharged fees or interest you didn't expectOKExplainedYes
Oct 31, 2023Payday & personal loansStruggling to pay your loanNYExplainedYes
Apr 17, 2023Payday & personal loansProblem with the payoff process at the end of the loanMIExplainedYes
Jan 7, 2023Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes
Dec 27, 2022Payday & personal loansGetting a line of creditOHExplainedYes
Sep 14, 2022Payday & personal loansGetting the loanTXExplainedYes
Feb 24, 2022Payday & personal loansCharged fees or interest you didn't expectAZFixedYes
Feb 21, 2022Payday & personal loansCharged fees or interest you didn't expectMIExplainedYes
Jan 9, 2022Payday & personal loansProblem with the payoff process at the end of the loanILExplainedYes
Dec 25, 2021Payday & personal loansProblem when making paymentsAZExplainedYes
Sep 28, 2021Payday & personal loansProblem when making paymentsMIExplainedYes
Sep 24, 2020Payday & personal loansGetting a line of creditFLExplainedYes
Jul 23, 2020Payday & personal loansVehicle was repossessed or sold the vehicleNJExplainedYes
May 8, 2020Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Jan 18, 2020Payday & personal loansProblem with the payoff process at the end of the loanMIMoney backYes
Oct 9, 2019Payday & personal loansLoan payment wasn't credited to your accountNEFixedYes
Jul 16, 2019Payday & personal loansLoan payment wasn't credited to your accountCAExplainedYes
Jul 1, 2019Payday & personal loansProblem when making paymentsGAFixedYes
Apr 29, 2019Payday & personal loansCharged fees or interest you didn't expectPAExplainedYes
Apr 15, 2019Payday & personal loansCan't contact lender or servicerFLExplainedYes
Feb 20, 2019Payday & personal loansCharged fees or interest you didn't expectCOExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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