Auto loans & leases
I.A.C auto loans & leases complaints
Consumers have filed 7 complaints about I.A.C's auto loans & leases, 1 in the last 12 months. I.A.C answered 0% on time and closed - with relief. See the whole I.A.C record.
I.A.C against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | I.A.C | 1 | 0% | - |
Latest I.A.C auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 25, 2025 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | No timely reply |
| Feb 17, 2025 | Auto loans & leases | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jan 21, 2025 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 29, 2024 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Apr 4, 2023 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Sep 5, 2022 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Dec 29, 2021 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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