Auto lender · complaint record
I.A.C complaints
Filed under I.A.C. INC
Consumers have filed 13 complaints about I.A.C since 2020, 2 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is repossession.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 13
- Last 12 months
- 2
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #103 of 193
Since April 2020
new vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Dec 25, 2025
Most complained-about auto lenders
I.A.C complaints by month
The busiest month was April 2020 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How I.A.C answered all time
- Closed with explanation1184.6%
- Untimely response215.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What I.A.C complaints are about
Top I.A.C problems
Inside "Incorrect information on your report"
- Account information incorrect 2
- Information belongs to someone else 1
Where I.A.C complaints come from
Most complaints: Connecticut (4), New Jersey (3), Massachusetts (2), Virginia (2), California (1).
I.A.C compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | I.A.CAuto loans & leases | - | 2 | - |
Compare side by side: I.A.C vs The Savings Group · I.A.C vs AC AutoPay LLC, Denver, CO Branch · I.A.C vs CARS Acquisition · I.A.C vs EA Holdings
What people say about I.A.C
All experiencesNo experiences with I.A.C yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest I.A.C complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Dec 25, 2025 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | No timely reply |
| Nov 21, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | No timely reply |
| Feb 17, 2025 | Auto loans & leases | Problem with a company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phone | Explained |
| Jan 21, 2025 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 7, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 29, 2024 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Jan 31, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 1, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 4, 2023 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Sep 5, 2022 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Dec 29, 2021 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 16, 2020 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about I.A.C
How many complaints does I.A.C have?
I.A.C has 13 complaints on record since April 2020, including 2 in the last 12 months and 0 in the last 30 days. That makes it number 2,550 of every company by complaints this year.
Does I.A.C respond to complaints?
Yes. I.A.C answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with I.A.C?
The most common problems are repossession (2), attempts to collect debt not owed (1), incorrect information on your report (3).
Is I.A.C legit?
I.A.C is a real company with a public complaint record: consumers have complained about it 13 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is I.A.C legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against I.A.C?
Complain to I.A.C in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most I.A.C complaints come from?
Most come from Connecticut (4), New Jersey (3), Massachusetts (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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