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Debt collector · complaint record

Innovative Credit Solutions complaints

Consumers have filed 15 complaints about Innovative Credit Solutions since 2015, none in the last 12 months. It answered 73.3% on time and closed 0% with relief for the customer. The most common problem is disclosure verification of debt.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
15

Since August 2015

Last 12 months
0

new vs the year before

Answered on time
73.3%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Nov 25, 2019

Rank
-

Innovative Credit Solutions complaints by month

The busiest month was July 2016 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Innovative Credit Solutions answered all time

  • Closed with explanation426.7%
  • Closed746.7%
  • Untimely response426.7%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Innovative Credit Solutions complaints are about

  • Debt collection1387%
  • Debt relief & credit repair17%
  • Credit reporting17%

Top Innovative Credit Solutions problems

Inside "Disclosure verification of debt"

  • Right to dispute notice not received 3
  • Not given enough info to verify debt 2
  • Not disclosed as an attempt to collect 1

Where Innovative Credit Solutions complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Pennsylvania (3), Arizona (2), California (2), Maine (2), North Carolina (1).

Innovative Credit Solutions compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Innovative Credit SolutionsDebt collection-0new73.3%0%-

Compare side by side: Innovative Credit Solutions vs Green Square · Innovative Credit Solutions vs EMoneyUSA · Innovative Credit Solutions vs Mullooly Jeffrey Rooney & Flynn · Innovative Credit Solutions vs Credit World Services

What people say about Innovative Credit Solutions

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Latest Innovative Credit Solutions complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Nov 25, 2019Credit reportingIncorrect information on your reportInformation belongs to someone elseNCNo timely replyNo
Nov 14, 2019Debt relief & credit repairConfusing or misleading advertising or marketingPANo timely replyNo
May 5, 2019Debt collectionWritten notification about debtDidn't receive enough information to verify debtMENo timely replyNo
Aug 19, 2018Debt collectionWritten notification about debtDidn't receive notice of right to disputeMENo timely replyNo
Mar 17, 2017Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtNVClosedYes
Mar 17, 2017Debt collectionCommunication tacticsFrequent or repeated callsNHClosedYes
Jul 27, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedAZClosedYes
Jul 25, 2016Debt collectionDisclosure verification of debtNot disclosed as an attempt to collectPAClosedYes
Jul 11, 2016Debt collectionTaking/threatening an illegal actionThreatened to sue on too old debtPAClosedYes
Jul 2, 2016Debt collectionDisclosure verification of debtRight to dispute notice not receivedAZExplainedYes
Jun 16, 2016Debt collectionDisclosure verification of debtNot given enough info to verify debtILClosedYes
May 21, 2016Debt collectionFalse statements or representationAttempted to collect wrong amountCAExplainedYes

Questions about Innovative Credit Solutions

How many complaints does Innovative Credit Solutions have?

Innovative Credit Solutions has 15 complaints on record since August 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does Innovative Credit Solutions respond to complaints?

Yes. Innovative Credit Solutions answered 73.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Innovative Credit Solutions?
Is Innovative Credit Solutions legit?

Innovative Credit Solutions is a real company with a public complaint record: consumers have complained about it 15 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Innovative Credit Solutions legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Innovative Credit Solutions?

Complain to Innovative Credit Solutions in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Innovative Credit Solutions complaints come from?

Most come from Pennsylvania (3), Arizona (2), California (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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