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Debt collector · complaint record

Keystone Credit Services complaints

Consumers have filed 22 complaints about Keystone Credit Services since 2017, none in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
22

Since June 2017

Last 12 months
0

new vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 23, 2024

Rank
-

Keystone Credit Services complaints by month

The busiest month was June 2022 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Keystone Credit Services answered all time

  • Closed with explanation22100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Keystone Credit Services complaints are about

  • Debt collection1673%
  • Credit reporting627%

Top Keystone Credit Services problems

Inside "Attempts to collect debt not owed"

  • Debt is not yours 5
  • Debt was result of identity theft 2
  • Debt was paid 1

Where Keystone Credit Services complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Pennsylvania (15), South Carolina (1), Virginia (1), California (1), Missouri (1).

Keystone Credit Services compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Keystone Credit ServicesDebt collection-0new100%0%-

Compare side by side: Keystone Credit Services vs Green Square · Keystone Credit Services vs EMoneyUSA · Keystone Credit Services vs Mullooly Jeffrey Rooney & Flynn · Keystone Credit Services vs Credit World Services

What people say about Keystone Credit Services

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Latest Keystone Credit Services complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 23, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Sep 9, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Aug 8, 2024Credit reportingIncorrect information on your reportAccount information incorrectOHExplainedYes
May 16, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtPAExplainedYes
Apr 25, 2024Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedPAExplainedYes
Apr 3, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursPAExplainedYes
Jan 24, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftNJExplainedYes
Dec 30, 2023Credit reportingImproper use of your reportReporting company used your report improperlyPAExplainedYes
Oct 5, 2023Debt collectionFalse statements or representationAttempted to collect wrong amountMOExplainedYes
Feb 16, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsPAExplainedYes
Dec 2, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftPAExplainedYes
Nov 14, 2022Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingPAExplainedYes

Questions about Keystone Credit Services

How many complaints does Keystone Credit Services have?

Keystone Credit Services has 22 complaints on record since June 2017, including 0 in the last 12 months and 0 in the last 30 days.

Does Keystone Credit Services respond to complaints?

Yes. Keystone Credit Services answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Keystone Credit Services?
Is Keystone Credit Services legit?

Keystone Credit Services is a real company with a public complaint record: consumers have complained about it 22 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Keystone Credit Services legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Keystone Credit Services?

Complain to Keystone Credit Services in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Keystone Credit Services complaints come from?

Most come from Pennsylvania (15), South Carolina (1), Virginia (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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