Mortgage company · complaint record
Kirkland Financial complaints
Filed under Kirkland Financial LLC
Consumers have filed 11 complaints about Kirkland Financial since 2015, 1 of them in the last 12 months. It answered 0% on time and closed 0% with relief for the customer. The most common problem is trouble during payment process.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 11
- Last 12 months
- 1
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #365 of 595
Since July 2015
new vs the year before
Industry: 96%
Typical mortgage company: 5%
Newest: Aug 30, 2026
Most complained-about mortgage lenders & servicers
Kirkland Financial complaints by month
The busiest month was July 2015 (1 complaint). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Kirkland Financial answered all time
- Closed with explanation1090.9%
- Untimely response19.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Kirkland Financial complaints are about
Top Kirkland Financial problems
Inside "Trouble during payment process"
- Loan sold or transferred to another company 1
Where Kirkland Financial complaints come from
Most complaints: New Jersey (2), Florida (2), Illinois (2), Louisiana (1), Alabama (1).
Kirkland Financial compared with other mortgage lenders & servicers
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Midwest Loan ServicesMortgages | 50 | 29 | C |
| 2 | Truhome SolutionsMortgages | 43 | 28 | D |
| 3 | NEXA MortgageMortgages | 8 | 28 | F |
| 4 | HilltopMortgages | 51 | 28 | C |
| 5 | Land Home Financial ServicesMortgages | 21 | 27 | F |
| 6 | First United Bank and TrustMortgages | 60 | 27 | C |
| 7 | A&D MortgageMortgages | 45 | 25 | D |
| 8 | Kirkland FinancialMortgages | - | 1 | - |
Compare side by side: Kirkland Financial vs Midwest Loan Services · Kirkland Financial vs Truhome Solutions · Kirkland Financial vs NEXA Mortgage · Kirkland Financial vs Hilltop
What people say about Kirkland Financial
All experiencesNo experiences with Kirkland Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Kirkland Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 30, 2026 | Mortgages | Trouble during payment processLoan sold or transferred to another company | No timely reply |
| Mar 26, 2021 | Mortgages | Struggling to pay mortgage | Explained |
| Dec 2, 2020 | Mortgages | Trouble during payment process | Explained |
| Feb 4, 2019 | Mortgages | Struggling to pay mortgage | Explained |
| Nov 9, 2018 | Mortgages | Struggling to pay mortgage | Explained |
| Apr 10, 2018 | Mortgages | Trouble during payment process | Explained |
| Jan 24, 2018 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Mar 7, 2017 | Mortgages | Loan modification,collection,foreclosure | Explained |
| Feb 3, 2017 | Mortgages | Loan servicing, payments, escrow account | Explained |
| Mar 30, 2016 | Mortgages | Other | Explained |
| Jul 2, 2015 | Mortgages | Loan servicing, payments, escrow account | Explained |
Questions about Kirkland Financial
How many complaints does Kirkland Financial have?
Kirkland Financial has 11 complaints on record since July 2015, including 1 in the last 12 months and 0 in the last 30 days. That makes it number 3,042 of every company by complaints this year.
Does Kirkland Financial respond to complaints?
Yes. Kirkland Financial answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Kirkland Financial?
The most common problems are trouble during payment process (3), struggling to pay mortgage (3), loan servicing, payments, escrow account (2).
Is Kirkland Financial legit?
Kirkland Financial is a real company with a public complaint record: consumers have complained about it 11 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Kirkland Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Kirkland Financial?
Complain to Kirkland Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Kirkland Financial complaints come from?
Most come from New Jersey (2), Florida (2), Illinois (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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