Debt collector · complaint record
Lake Area Collections complaints
Filed under Lake Area Collections, LLC
Consumers have filed 28 complaints about Lake Area Collections since 2014, 8 of them in the last 12 months. It answered 87.5% on time and closed 25% with relief for the customer. The most common problem is incorrect information on your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 28
- Last 12 months
- 8
- Answered on time
- 87.5%
- Closed with relief
- 25%
- Last 30 days
- 1
- Rank
- #791 of 1,963
Since October 2014
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 11, 2026
Most complained-about debt collectors
Lake Area Collections complaints by month
The busiest month was October 2026 (3 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Lake Area Collections answered all time
- Closed with monetary relief27.1%
- Closed with non-monetary relief621.4%
- Closed with explanation2071.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Lake Area Collections complaints are about
Top Lake Area Collections problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 5
- Debt was paid 2
- Debt was result of identity theft 1
Where Lake Area Collections complaints come from
Most complaints: Louisiana (17), Texas (6), Florida (2), Arizona (1), California (1).
Lake Area Collections compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | Lake Area CollectionsDebt collection | - | 8 | - |
Compare side by side: Lake Area Collections vs Green Square · Lake Area Collections vs EMoneyUSA · Lake Area Collections vs Mullooly Jeffrey Rooney & Flynn · Lake Area Collections vs Credit World Services
What people say about Lake Area Collections
All experiencesNo experiences with Lake Area Collections yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Lake Area Collections complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 11, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 14, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 8, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 7, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Fixed |
| Mar 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Feb 27, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 24, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Mar 22, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 7, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 4, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
Questions about Lake Area Collections
How many complaints does Lake Area Collections have?
Lake Area Collections has 28 complaints on record since October 2014, including 8 in the last 12 months and 1 in the last 30 days. That makes it number 1,571 of every company by complaints this year.
Does Lake Area Collections respond to complaints?
Yes. Lake Area Collections answered 87.5% of its complaints on time (within 15 days) and closed 25% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Lake Area Collections?
The most common problems are incorrect information on your report (5), attempts to collect debt not owed (8), false statements or representation (2).
Is Lake Area Collections legit?
Lake Area Collections is a real company with a public complaint record: consumers have complained about it 28 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Lake Area Collections legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Lake Area Collections?
Complain to Lake Area Collections in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Lake Area Collections complaints come from?
Most come from Louisiana (17), Texas (6), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
Talk about Lake Area Collections
No comments yet. Start the conversation - questions are welcome too.