Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Complaint log

LendingUSA complaint log

The newest complaints about LendingUSA, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Aug 3, 2023Payday & personal loansGetting a line of creditFLExplainedYes
Jul 20, 2023Payday & personal loansGetting the loanCOExplainedYes
May 1, 2023Debt collectionCommunication tacticsFrequent or repeated callsFLExplainedYes
Apr 19, 2023Payday & personal loansProblem with the payoff process at the end of the loanCTExplainedYes
Apr 15, 2023Payday & personal loansGetting the loanTXExplainedYes
Mar 29, 2023Payday & personal loansIncorrect information on your reportInformation belongs to someone elseCAExplainedNo
Mar 13, 2023Payday & personal loansProblem when making paymentsFLMoney backYes
Mar 11, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Mar 9, 2023Credit reportingIncorrect information on your reportAccount information incorrectNCExplainedNo
Mar 7, 2023Payday & personal loansCharged fees or interest you didn't expectTNExplainedYes
Mar 7, 2023Payday & personal loansProblem with additional add-on products or servicesLAMoney backYes
Mar 3, 2023Payday & personal loansGetting the loanVAMoney backYes
Feb 26, 2023Credit reportingImproper use of your reportReporting company used your report improperlyNYExplainedYes
Feb 10, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemWas not notified of investigation status or resultsFLExplainedYes
Jan 31, 2023Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jan 30, 2023Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportTXExplainedYes
Dec 27, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportFLFixedYes
Dec 21, 2022Payday & personal loansWas approved for a loan, but didn't receive moneyMDExplainedYes
Nov 15, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseILExplainedYes
Nov 14, 2022Payday & personal loansGetting the loanILExplainedYes
Nov 8, 2022Payday & personal loansProblem when making paymentsVAExplainedYes
Oct 28, 2022Payday & personal loansProblem with additional add-on products or servicesNCExplainedNo
Oct 5, 2022Debt collectionAttempts to collect debt not owedDebt was result of identity theftCAExplainedYes
Sep 28, 2022MortgagesIncorrect information on your reportAccount status incorrectCAExplainedNo
Sep 26, 2022Payday & personal loansGetting a line of creditFLExplainedYes
Sep 24, 2022Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedNo
Sep 14, 2022Credit reportingIncorrect information on your reportAccount status incorrectFLExplainedYes
Sep 1, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseSCExplainedYes
Jul 21, 2022Credit reportingProblem with a credit reporting company's investigation into an existing problemDifficulty submitting a dispute or getting information about a dispute over the phoneFLExplainedYes
Jun 1, 2022Debt collectionAttempts to collect debt not owedDebt was paidMIExplainedYes
May 22, 2022Credit reportingIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
May 6, 2022Credit reportingImproper use of your reportReporting company used your report improperlyMTExplainedNo
Apr 10, 2022Payday & personal loansStruggling to pay your loanNYExplainedYes
Mar 15, 2022Credit reportingIncorrect information on your reportAccount information incorrectWAExplainedYes
Mar 15, 2022Payday & personal loansProblem when making paymentsNYExplainedNo
Feb 14, 2022Debt collectionAttempts to collect debt not owedDebt was paidMDExplainedYes
Jan 18, 2022Payday & personal loansGetting the loanCAExplainedYes
Dec 14, 2021Payday & personal loansProblem when making paymentsGAExplainedYes
Dec 8, 2021Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Dec 5, 2021Credit reportingIncorrect information on your reportAccount status incorrectMDExplainedNo
Nov 10, 2021Debt collectionAttempts to collect debt not owedDebt was result of identity theftTXExplainedYes
Nov 1, 2021Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Oct 27, 2021Payday & personal loansCharged fees or interest you didn't expectINExplainedYes
Oct 12, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Oct 2, 2021Payday & personal loansProblem when making paymentsWIExplainedYes
Sep 3, 2021Credit reportingIncorrect information on your reportAccount information incorrectCAExplainedYes
Aug 26, 2021Credit reportingIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Aug 23, 2021Payday & personal loansGetting a line of creditMAExplainedYes
Aug 13, 2021Payday & personal loansCharged fees or interest you didn't expectWAExplainedYes
Aug 4, 2021Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience