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Complaint log

LendingUSA complaint log

The newest complaints about LendingUSA, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Apr 21, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Apr 16, 2025Debt collectionAttempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owedNVExplainedYes
Apr 15, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Apr 4, 2025Credit reportingIncorrect information on your reportAccount information incorrectLAExplainedYes
Mar 26, 2025Payday & personal loansGetting the loanFLExplainedYes
Mar 24, 2025Debt collectionFalse statements or representationAttempted to collect wrong amountNVExplainedYes
Mar 21, 2025Credit reportingImproper use of your reportReporting company used your report improperlyVAExplainedYes
Mar 18, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportKSExplainedYes
Feb 26, 2025Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jan 5, 2025Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportCAExplainedYes
Jan 1, 2025Payday & personal loansProblems receiving the advanceINExplainedYes
Dec 28, 2024Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
Dec 10, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseKSExplainedYes
Dec 5, 2024Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Oct 29, 2024Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Oct 21, 2024Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Oct 6, 2024Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysCOExplainedYes
Oct 3, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Oct 1, 2024Payday & personal loansGetting the loanFLExplainedYes
Oct 1, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Sep 30, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Aug 19, 2024Credit reportingIncorrect information on your reportAccount information incorrectFLExplainedYes
Aug 7, 2024Credit reportingProblem with a company's investigation into an existing problemInvestigation took more than 30 daysAZExplainedYes
Jul 17, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingMIExplainedYes
Jul 10, 2024Payday & personal loansProblem when making paymentsILExplainedYes
Jul 10, 2024Payday & personal loansUnexpected feesWAMoney backYes
Jul 9, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMAExplainedYes
Jul 8, 2024Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportGAExplainedYes
Jun 14, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeNJFixedYes
May 17, 2024Credit reportingIncorrect information on your reportAccount information incorrectTNExplainedYes
Apr 25, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAExplainedYes
Apr 13, 2024Credit reportingProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Apr 2, 2024Credit reportingIncorrect information on your reportAccount information incorrectNYExplainedYes
Mar 25, 2024Payday & personal loansGetting the loanFLExplainedYes
Mar 21, 2024Payday & personal loansCharged fees or interest you didn't expectCAExplainedYes
Mar 18, 2024Payday & personal loansCharged fees or interest you didn't expectCOExplainedYes
Feb 20, 2024Debt collectionFalse statements or representationIndicated you were committing crime by not paying debtNYExplainedYes
Feb 19, 2024Payday & personal loansGetting the loanCAExplainedYes
Feb 14, 2024Money transfers & appsFraud or scamILExplainedYes
Feb 8, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Feb 6, 2024Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jan 22, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Jan 17, 2024Debt collectionFalse statements or representationImpersonated attorney, law enforcement, or government officialTXExplainedYes
Dec 12, 2023Credit reportingImproper use of your reportReporting company used your report improperlyMIExplainedYes
Dec 4, 2023Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayNCExplainedYes
Nov 17, 2023Payday & personal loansProblem when making paymentsCOExplainedYes
Oct 24, 2023Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedILExplainedYes
Oct 16, 2023Credit reportingIncorrect information on your reportAccount information incorrectILExplainedYes
Sep 21, 2023Payday & personal loansProblem with additional add-on products or servicesTXExplainedYes
Aug 23, 2023Payday & personal loansGetting a line of creditOKExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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