Complaint log
LendingUSA complaint log
The newest complaints about LendingUSA, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| Apr 21, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 16, 2025 | Debt collection | Attempts to collect debt not owedDebt was already discharged in bankruptcy and is no longer owed | Explained |
| Apr 15, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Apr 4, 2025 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 26, 2025 | Payday & personal loans | Getting the loan | Explained |
| Mar 24, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Mar 21, 2025 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 18, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 26, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 5, 2025 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jan 1, 2025 | Payday & personal loans | Problems receiving the advance | Explained |
| Dec 28, 2024 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
| Dec 10, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Dec 5, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 29, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 21, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 6, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Oct 3, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 1, 2024 | Payday & personal loans | Getting the loan | Explained |
| Oct 1, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 30, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Aug 19, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 7, 2024 | Credit reporting | Problem with a company's investigation into an existing problemInvestigation took more than 30 days | Explained |
| Jul 17, 2024 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jul 10, 2024 | Payday & personal loans | Problem when making payments | Explained |
| Jul 10, 2024 | Payday & personal loans | Unexpected fees | Money back |
| Jul 9, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jul 8, 2024 | Payday & personal loans | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 14, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Fixed |
| May 17, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 25, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 13, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Apr 2, 2024 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Mar 25, 2024 | Payday & personal loans | Getting the loan | Explained |
| Mar 21, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Mar 18, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Feb 20, 2024 | Debt collection | False statements or representationIndicated you were committing crime by not paying debt | Explained |
| Feb 19, 2024 | Payday & personal loans | Getting the loan | Explained |
| Feb 14, 2024 | Money transfers & apps | Fraud or scam | Explained |
| Feb 8, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Feb 6, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jan 22, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jan 17, 2024 | Debt collection | False statements or representationImpersonated attorney, law enforcement, or government official | Explained |
| Dec 12, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 4, 2023 | Payday & personal loans | Incorrect information on your reportOld information reappears or never goes away | Explained |
| Nov 17, 2023 | Payday & personal loans | Problem when making payments | Explained |
| Oct 24, 2023 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 16, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Sep 21, 2023 | Payday & personal loans | Problem with additional add-on products or services | Explained |
| Aug 23, 2023 | Payday & personal loans | Getting a line of credit | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works