Auto lender · complaint record
MCMC Auto complaints
Filed under MCMC Auto LTD
Consumers have filed 73 complaints about MCMC Auto since 2015, 20 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action. It is the 33rd most complained-about of 193 auto lenders this year.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 73
- Last 12 months
- 20
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #33 of 193
Since May 2015
0% vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Jun 28, 2026
Most complained-about auto lenders
MCMC Auto complaints by month
The busiest month was December 2025 (6 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How MCMC Auto answered all time
- Closed with non-monetary relief22.7%
- Closed with explanation7197.3%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What MCMC Auto complaints are about
Top MCMC Auto problems
Inside "Incorrect information on your report"
- Account status incorrect 11
- Account information incorrect 6
- Information belongs to someone else 1
Where MCMC Auto complaints come from
Most complaints: Texas (69), Arkansas (2), Louisiana (1), California (1).
MCMC Auto compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | MCMC AutoAuto loans & leases | - | 20 | - |
Compare side by side: MCMC Auto vs The Savings Group · MCMC Auto vs AC AutoPay LLC, Denver, CO Branch · MCMC Auto vs CARS Acquisition · MCMC Auto vs EA Holdings
What people say about MCMC Auto
All experiencesNo experiences with MCMC Auto yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest MCMC Auto complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jun 28, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 27, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Jun 26, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Jun 25, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | Explained |
| Jun 17, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| May 15, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 23, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Apr 3, 2026 | Auto loans & leases | RepossessionCompany communicating payment assistance or payment extension options | Explained |
| Apr 2, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Feb 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jan 29, 2026 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Jan 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about MCMC Auto
How many complaints does MCMC Auto have?
MCMC Auto has 73 complaints on record since May 2015, including 20 in the last 12 months and 0 in the last 30 days. That makes it number 1,078 of every company by complaints this year.
Does MCMC Auto respond to complaints?
Yes. MCMC Auto answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with MCMC Auto?
The most common problems are took or threatened to take negative or legal action (7), repossession (12), incorrect information on your report (18).
Is MCMC Auto legit?
MCMC Auto is a real company with a public complaint record: consumers have complained about it 73 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is MCMC Auto legit? for the signals, red flags and how to protect yourself.
Are complaints about MCMC Auto going up or down?
Roughly level. There were 20 complaints in the last 12 months against 20 in the 12 before (0%). See every month.
How do I file a complaint against MCMC Auto?
Complain to MCMC Auto in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most MCMC Auto complaints come from?
Most come from Texas (69), Arkansas (2), Louisiana (1). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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