Auto lender · complaint record
Michael Wayne Investment complaints
Consumers have filed 52 complaints about Michael Wayne Investment since 2014, 11 of them in the last 12 months (0% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is managing the loan or lease. It is the 44th most complained-about of 193 auto lenders this year.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 52
- Last 12 months
- 11
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 1
- Rank
- #44 of 193
Since December 2014
0% vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Nov 7, 2026
Most complained-about auto lenders
Michael Wayne Investment complaints by month
The busiest month was June 2026 (3 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Michael Wayne Investment answered all time
- Closed with non-monetary relief11.9%
- Closed with explanation5096.2%
- In progress11.9%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Michael Wayne Investment complaints are about
Top Michael Wayne Investment problems
Inside "Struggling to pay your loan"
- Denied request to lower payments 4
- Lender trying to repossess or disable the vehicle 3
- Loan balance remaining after the vehicle is repossessed and sold 2
Where Michael Wayne Investment complaints come from
Most complaints: Virginia (36), North Carolina (4), California (2), Georgia (2), Alaska (1).
Michael Wayne Investment compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Michael Wayne InvestmentAuto loans & leases | - | 11 | - |
Compare side by side: Michael Wayne Investment vs The Savings Group · Michael Wayne Investment vs AC AutoPay LLC, Denver, CO Branch · Michael Wayne Investment vs CARS Acquisition · Michael Wayne Investment vs EA Holdings
What people say about Michael Wayne Investment
All experiencesNo experiences with Michael Wayne Investment yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Michael Wayne Investment complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 7, 2026 | Auto loans & leases | RepossessionLender trying to repossess or disable the vehicle | In progress |
| Jul 26, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jul 17, 2026 | Auto loans & leases | Managing the loan or leaseProblem with the interest rate | Explained |
| Jun 30, 2026 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jun 16, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Jun 9, 2026 | Auto loans & leases | Struggling to pay your loanDenied request to lower payments | Explained |
| Feb 20, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 14, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Jan 29, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Dec 30, 2025 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Nov 18, 2025 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Sep 24, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
Questions about Michael Wayne Investment
How many complaints does Michael Wayne Investment have?
Michael Wayne Investment has 52 complaints on record since December 2014, including 11 in the last 12 months and 1 in the last 30 days. That makes it number 1,392 of every company by complaints this year.
Does Michael Wayne Investment respond to complaints?
Yes. Michael Wayne Investment answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Michael Wayne Investment?
The most common problems are managing the loan or lease (9), repossession (6), struggling to pay your loan (10).
Is Michael Wayne Investment legit?
Michael Wayne Investment is a real company with a public complaint record: consumers have complained about it 52 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Michael Wayne Investment legit? for the signals, red flags and how to protect yourself.
Are complaints about Michael Wayne Investment going up or down?
Roughly level. There were 11 complaints in the last 12 months against 11 in the 12 before (0%). See every month.
How do I file a complaint against Michael Wayne Investment?
Complain to Michael Wayne Investment in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Michael Wayne Investment complaints come from?
Most come from Virginia (36), North Carolina (4), California (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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