Credit bureau · complaint record
MicroBilt complaints
Filed under MicroBilt / PRBC (formerly CL Verify)
Consumers have filed 2,257 complaints about MicroBilt since 2012, 662 of them in the last 12 months (-10% on the year before). It answered 97.1% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report. It is the 36th most complained-about of 566 credit bureaus & report companies this year.
Weak response record. How it works
- Complaints on record
- 2,257
- Last 12 months
- 662
- Answered on time
- 97.1%
- Closed with relief
- 0%
- Last 30 days
- 30
- Rank
- #36 of 566
Since November 2012
-10% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Oct 31, 2026
Most complained-about credit bureaus & report companies
MicroBilt complaints by month
The busiest month was November 2024 (106 complaints). Complaints in the last 12 months are down 10% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How MicroBilt answered last 12 months
- Closed with explanation662100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time32/4597.1% on time
- Relief for customers0/400% closed with relief
- Complaint trend13/15-10% vs last year
What MicroBilt complaints are about
Top MicroBilt problems last 12 months
Inside "Incorrect information on your report"
- Information belongs to someone else 537
- Personal information incorrect 277
- Account information incorrect 56
- Public record information inaccurate 19
- Account status incorrect 17
- Information is missing that should be on the report 11
Where MicroBilt complaints come from
Most complaints: Florida (500), New York (298), Georgia (232), Texas (207), California (167).
MicroBilt compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Ford CreditCredit reporting | 57 | 729 | C |
| 2 | OportunCredit reporting | 51 | 690 | C |
| 3 | Mariner FinanceCredit reporting | 52 | 663 | C |
| 4 | MicroBiltCredit reporting | 45 | 662 | D |
| 5 | KovoCredit reporting | 47 | 635 | D |
| 6 | State Employees' Credit UnionCredit reporting | 52 | 635 | C |
| 7 | Ipac'sCredit reporting | 0 | 617 | F |
| 8 | BMW Financial ServicesCredit reporting | 42 | 589 | D |
Compare side by side: MicroBilt vs Ford Credit · MicroBilt vs Oportun · MicroBilt vs Mariner Finance · MicroBilt vs Kovo
What people say about MicroBilt
All experiencesNo experiences with MicroBilt yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest MicroBilt complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 31, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 30, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 29, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 28, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Oct 28, 2026 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Oct 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 26, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Oct 26, 2026 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
Questions about MicroBilt
How many complaints does MicroBilt have?
MicroBilt has 2,257 complaints on record since November 2012, including 662 in the last 12 months and 30 in the last 30 days. That makes it number 165 of every company by complaints this year.
Does MicroBilt respond to complaints?
Yes. MicroBilt answered 97.1% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 45/100 (grade D).
What do people complain about most with MicroBilt?
The most common problems are incorrect information on your report (929), problem with fraud alerts or security freezes (596), improper use of your report (406).
Is MicroBilt legit?
MicroBilt is a real company with a public complaint record: consumers have complained about it 2,257 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is MicroBilt legit? for the signals, red flags and how to protect yourself.
Are complaints about MicroBilt going up or down?
Down. There were 662 complaints in the last 12 months against 736 in the 12 before (-10%). See every month.
How do I file a complaint against MicroBilt?
Complain to MicroBilt in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most MicroBilt complaints come from?
Most come from Florida (500), New York (298), Georgia (232). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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