Credit bureau · complaint record
Mariner Finance complaints
Filed under MARINER FINANCE, LLC
Consumers have filed 2,861 complaints about Mariner Finance since 2014, 663 of them in the last 12 months (+22% on the year before). It answered 99.7% on time and closed 0% with relief for the customer - less often than a typical credit bureau. The most common problem is incorrect information on your report. It is the 35th most complained-about of 566 credit bureaus & report companies this year.
Average response record. How it works
- Complaints on record
- 2,861
- Last 12 months
- 663
- Answered on time
- 99.7%
- Closed with relief
- 0%
- Last 30 days
- 29
- Rank
- #35 of 566
Since March 2014
+22% vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Nov 6, 2026
Most complained-about credit bureaus & report companies
Mariner Finance complaints by month
The busiest month was March 2026 (69 complaints). Complaints in the last 12 months are up 22% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Mariner Finance answered last 12 months
- Closed with monetary relief10.2%
- Closed with explanation66299.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time44/4599.7% on time
- Relief for customers0/400.2% closed with relief
- Complaint trend8/15+22% vs last year
What Mariner Finance complaints are about
Top Mariner Finance problems last 12 months
Inside "Incorrect information on your report"
- Account information incorrect 264
- Information belongs to someone else 222
- Account status incorrect 217
- Old information reappears or never goes away 29
- Public record information inaccurate 7
- Information is missing that should be on the report 6
Where Mariner Finance complaints come from
Most complaints: Florida (325), Texas (286), Maryland (240), Pennsylvania (221), Georgia (208).
Mariner Finance compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Ford CreditCredit reporting | 57 | 729 | C |
| 2 | OportunCredit reporting | 51 | 690 | C |
| 3 | Mariner FinanceCredit reporting | 52 | 663 | C |
| 4 | MicroBiltCredit reporting | 45 | 662 | D |
| 5 | KovoCredit reporting | 47 | 635 | D |
| 6 | State Employees' Credit UnionCredit reporting | 52 | 635 | C |
| 7 | Ipac'sCredit reporting | 0 | 617 | F |
| 8 | BMW Financial ServicesCredit reporting | 42 | 589 | D |
Compare side by side: Mariner Finance vs Ford Credit · Mariner Finance vs Oportun · Mariner Finance vs MicroBilt · Mariner Finance vs Kovo
What people say about Mariner Finance
All experiencesNo experiences with Mariner Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Mariner Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 5, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Nov 3, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 30, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Oct 30, 2026 | Payday & personal loans | Struggling to pay your loan | Explained |
| Oct 29, 2026 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 29, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Oct 28, 2026 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| Oct 27, 2026 | Auto loans & leases | RepossessionNotice to repossess | Explained |
| Oct 27, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Oct 27, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
Questions about Mariner Finance
How many complaints does Mariner Finance have?
Mariner Finance has 2,861 complaints on record since March 2014, including 663 in the last 12 months and 29 in the last 30 days. That makes it number 164 of every company by complaints this year.
Does Mariner Finance respond to complaints?
Yes. Mariner Finance answered 99.7% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0.2% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 52/100 (grade C).
What do people complain about most with Mariner Finance?
The most common problems are incorrect information on your report (752), took or threatened to take negative or legal action (203), attempts to collect debt not owed (278).
Is Mariner Finance legit?
Mariner Finance is a real company with a public complaint record: consumers have complained about it 2,861 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Mariner Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Mariner Finance going up or down?
Up. There were 663 complaints in the last 12 months against 545 in the 12 before (+22%). See every month.
How do I file a complaint against Mariner Finance?
Complain to Mariner Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Mariner Finance complaints come from?
Most come from Florida (325), Texas (286), Maryland (240). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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