Auto lender · complaint record
Midwest Acceptance complaints
Filed under Midwest Acceptance Corp.
Consumers have filed 84 complaints about Midwest Acceptance since 2013, 18 of them in the last 12 months (+50% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action. It is the 34th most complained-about of 193 auto lenders this year.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 84
- Last 12 months
- 18
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #34 of 193
Since August 2013
+50% vs the year before
Industry: 98.2%
Typical auto lender: 9%
Newest: Nov 10, 2026
Most complained-about auto lenders
Midwest Acceptance complaints by month
The busiest month was February 2018 (4 complaints). Complaints in the last 12 months are up 50% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Midwest Acceptance answered all time
- Closed with monetary relief11.2%
- Closed with explanation8297.6%
- In progress11.2%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Midwest Acceptance complaints are about
Top Midwest Acceptance problems
Inside "Improper use of your report"
- Reporting company used your report improperly 8
- Credit inquiries on your report that you don't recognize 7
Where Midwest Acceptance complaints come from
Most complaints: Missouri (57), Tennessee (7), Illinois (7), Florida (5), Georgia (3).
Midwest Acceptance compared with other auto lenders
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | The Savings GroupAuto loans & leases | 63 | 41 | C |
| 2 | AC AutoPay LLC, Denver, CO BranchAuto loans & leases | 60 | 38 | C |
| 3 | CARS AcquisitionAuto loans & leases | 81 | 34 | A |
| 4 | EA HoldingsAuto loans & leases | 3 | 33 | F |
| 5 | Innovate ManagedAuto loans & leases | 6 | 32 | F |
| 6 | Cooley EnterprisesAuto loans & leases | 8 | 31 | F |
| 7 | Challenge Financial ServicesAuto loans & leases | 5 | 27 | F |
| 8 | Midwest AcceptanceAuto loans & leases | - | 18 | - |
Compare side by side: Midwest Acceptance vs The Savings Group · Midwest Acceptance vs AC AutoPay LLC, Denver, CO Branch · Midwest Acceptance vs CARS Acquisition · Midwest Acceptance vs EA Holdings
What people say about Midwest Acceptance
All experiencesNo experiences with Midwest Acceptance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Midwest Acceptance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 10, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 23, 2026 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | In progress |
| Sep 11, 2026 | Auto loans & leases | Incorrect information on your reportAccount information incorrect | Explained |
| Aug 11, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Aug 7, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 13, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Jul 7, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Jun 1, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Apr 9, 2026 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Mar 30, 2026 | Auto loans & leases | RepossessionAccount reinstatement or redemption after repossession | Explained |
| Mar 9, 2026 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
Questions about Midwest Acceptance
How many complaints does Midwest Acceptance have?
Midwest Acceptance has 84 complaints on record since August 2013, including 18 in the last 12 months and 2 in the last 30 days. That makes it number 1,136 of every company by complaints this year.
Does Midwest Acceptance respond to complaints?
Yes. Midwest Acceptance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with Midwest Acceptance?
The most common problems are took or threatened to take negative or legal action (10), repossession (7), improper use of your report (15).
Is Midwest Acceptance legit?
Midwest Acceptance is a real company with a public complaint record: consumers have complained about it 84 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Midwest Acceptance legit? for the signals, red flags and how to protect yourself.
Are complaints about Midwest Acceptance going up or down?
Up. There were 18 complaints in the last 12 months against 12 in the 12 before (+50%). See every month.
How do I file a complaint against Midwest Acceptance?
Complain to Midwest Acceptance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Midwest Acceptance complaints come from?
Most come from Missouri (57), Tennessee (7), Illinois (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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