Debt collector · complaint record
MSCB complaints
Filed under MSCB, Inc.
Consumers have filed 57 complaints about MSCB since 2018, 17 of them in the last 12 months (+70% on the year before). It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 57
- Last 12 months
- 17
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #574 of 1,963
Since April 2018
+70% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 28, 2026
Most complained-about debt collectors
MSCB complaints by month
The busiest month was November 2020 (5 complaints). Complaints in the last 12 months are up 70% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How MSCB answered all time
- Closed with explanation57100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What MSCB complaints are about
Top MSCB problems
Inside "Attempts to collect debt not owed"
- Debt is not yours 15
- Debt was paid 4
- Debt was already discharged in bankruptcy and is no longer owed 1
- Debt was result of identity theft 1
Where MSCB complaints come from
Most complaints: Tennessee (25), Mississippi (12), Arkansas (7), Georgia (3), Indiana (3).
MSCB compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | MSCBDebt collection | - | 17 | - |
Compare side by side: MSCB vs Green Square · MSCB vs EMoneyUSA · MSCB vs Mullooly Jeffrey Rooney & Flynn · MSCB vs Credit World Services
What people say about MSCB
All experiencesNo experiences with MSCB yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest MSCB complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 28, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 22, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 8, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 7, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 15, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Sep 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jul 19, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Jun 12, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Jun 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 9, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| May 6, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jan 20, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
Questions about MSCB
How many complaints does MSCB have?
MSCB has 57 complaints on record since April 2018, including 17 in the last 12 months and 2 in the last 30 days. That makes it number 1,166 of every company by complaints this year.
Does MSCB respond to complaints?
Yes. MSCB answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with MSCB?
The most common problems are improper use of your report (6), attempts to collect debt not owed (21), false statements or representation (7).
Is MSCB legit?
MSCB is a real company with a public complaint record: consumers have complained about it 57 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is MSCB legit? for the signals, red flags and how to protect yourself.
Are complaints about MSCB going up or down?
Up. There were 17 complaints in the last 12 months against 10 in the 12 before (+70%). See every month.
How do I file a complaint against MSCB?
Complain to MSCB in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most MSCB complaints come from?
Most come from Tennessee (25), Mississippi (12), Arkansas (7). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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