Debt collector · complaint record
Great American Finance complaints
Filed under Great American Finance Co
Consumers have filed 276 complaints about Great American Finance since 2014, 33 of them in the last 12 months (-18% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report.
Average response record. How it works
- Complaints on record
- 276
- Last 12 months
- 33
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 2
- Rank
- #404 of 1,963
Since August 2014
-18% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 23, 2026
Most complained-about debt collectors
Great American Finance complaints by month
The busiest month was January 2026 (9 complaints). Complaints in the last 12 months are down 18% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Great American Finance answered last 12 months
- Closed with explanation3193.9%
- In progress26.1%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers0/400% closed with relief
- Complaint trend14/15-18% vs last year
What Great American Finance complaints are about
Top Great American Finance problems
Inside "Incorrect information on your report"
- Information belongs to someone else 31
- Account information incorrect 21
- Account status incorrect 15
- Old information reappears or never goes away 2
Where Great American Finance complaints come from
Most complaints: Illinois (72), California (36), Texas (25), Florida (21), Michigan (21).
Great American Finance compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | International Debt Buying ConsultantsDebt collection | 10 | 34 | F |
| 2 | Loan South Finance & Tax Service of TroyDebt collection | 51 | 34 | C |
| 3 | Collection Service of NevadaDebt collection | 50 | 34 | C |
| 4 | Out TechDebt collection | 50 | 33 | C |
| 5 | The Moore Law GroupDebt collection | 60 | 33 | C |
| 6 | Orions Management GroupDebt collection | 55 | 33 | C |
| 7 | National Commercial ServicesDebt collection | 75 | 33 | B |
| 8 | Great American FinanceDebt collection | 59 | 33 | C |
Compare side by side: Great American Finance vs International Debt Buying Consultants · Great American Finance vs Loan South Finance & Tax Service of Troy · Great American Finance vs Collection Service of Nevada · Great American Finance vs Out Tech
What people say about Great American Finance
All experiencesNo experiences with Great American Finance yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Great American Finance complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 23, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | In progress |
| Oct 20, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | In progress |
| Sep 6, 2026 | Credit cards | Incorrect information on your reportAccount status incorrect | Explained |
| Aug 25, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 10, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 6, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 26, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 11, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| May 6, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 28, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Apr 21, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
Questions about Great American Finance
How many complaints does Great American Finance have?
Great American Finance has 276 complaints on record since August 2014, including 33 in the last 12 months and 2 in the last 30 days. That makes it number 850 of every company by complaints this year.
Does Great American Finance respond to complaints?
Yes. Great American Finance answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 59/100 (grade C).
What do people complain about most with Great American Finance?
The most common problems are incorrect information on your report (69), attempts to collect debt not owed (36), took or threatened to take negative or legal action (13).
Is Great American Finance legit?
Great American Finance is a real company with a public complaint record: consumers have complained about it 276 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Great American Finance legit? for the signals, red flags and how to protect yourself.
Are complaints about Great American Finance going up or down?
Down. There were 33 complaints in the last 12 months against 40 in the 12 before (-18%). See every month.
How do I file a complaint against Great American Finance?
Complain to Great American Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Great American Finance complaints come from?
Most come from Illinois (72), California (36), Texas (25). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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