Credit bureau · complaint record
NCC Holdings complaints
Filed under NCC Holdings, LLC
Consumers have filed 18 complaints about NCC Holdings since 2023, 9 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is improper use of your report.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 18
- Last 12 months
- 9
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #209 of 566
Since October 2023
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Aug 9, 2026
Most complained-about credit bureaus & report companies
NCC Holdings complaints by month
The busiest month was March 2026 (4 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How NCC Holdings answered all time
- Closed with explanation18100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What NCC Holdings complaints are about
Top NCC Holdings problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 8
- Reporting company used your report improperly 6
Where NCC Holdings complaints come from
Most complaints: California (4), Texas (4), Florida (2), Illinois (2), Maryland (2).
NCC Holdings compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | NCC HoldingsCredit reporting | - | 9 | - |
Compare side by side: NCC Holdings vs Apple Financing · NCC Holdings vs Nav Technologies · NCC Holdings vs Opportunity Fund · NCC Holdings vs Heritage Financial Group
What people say about NCC Holdings
All experiencesNo experiences with NCC Holdings yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest NCC Holdings complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Aug 9, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 15, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 23, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Mar 27, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 26, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Mar 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Mar 10, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 21, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 27, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Jul 7, 2025 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Nov 3, 2024 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
Questions about NCC Holdings
How many complaints does NCC Holdings have?
NCC Holdings has 18 complaints on record since October 2023, including 9 in the last 12 months and 0 in the last 30 days. That makes it number 1,516 of every company by complaints this year.
Does NCC Holdings respond to complaints?
Yes. NCC Holdings answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with NCC Holdings?
The most common problems are improper use of your report (14), attempts to collect debt not owed (1), written notification about debt (1).
Is NCC Holdings legit?
NCC Holdings is a real company with a public complaint record: consumers have complained about it 18 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is NCC Holdings legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against NCC Holdings?
Complain to NCC Holdings in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most NCC Holdings complaints come from?
Most come from California (4), Texas (4), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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