Debt collector · complaint record
Ncsplus complaints
Filed under NCSPLUS INCORPORATED
Consumers have filed 186 complaints about Ncsplus since 2013, 59 of them in the last 12 months (+321% on the year before). It answered 100% on time and closed 100% with relief for the customer - more often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Strong response record. How it works
- Complaints on record
- 186
- Last 12 months
- 59
- Answered on time
- 100%
- Closed with relief
- 100%
- Last 30 days
- 10
- Rank
- #289 of 1,963
Since August 2013
+321% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 3, 2026
Most complained-about debt collectors
Ncsplus complaints by month
The busiest month was October 2026 (20 complaints). Complaints in the last 12 months are up 321% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Ncsplus answered last 12 months
- Closed with non-monetary relief59100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time45/45100% on time
- Relief for customers40/40100% closed with relief
- Complaint trend0/15+321% vs last year
What Ncsplus complaints are about
Top Ncsplus problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 27
- Debt was paid 22
- Debt was result of identity theft 4
- Debt was already discharged in bankruptcy and is no longer owed 1
Where Ncsplus complaints come from
Most complaints: New York (29), Florida (26), Georgia (21), California (19), Pennsylvania (13).
Ncsplus compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | First Financial ResourcesDebt collection | 44 | 60 | D |
| 2 | CeannateDebt collection | 55 | 60 | C |
| 3 | Transfinancial CompaniesDebt collection | 54 | 60 | C |
| 4 | Credit Recovery SystemsDebt collection | 55 | 60 | C |
| 5 | EnramexDebt collection | 10 | 60 | F |
| 6 | Jon Barry and AssociatesDebt collection | 52 | 59 | C |
| 7 | NcsplusDebt collection | 85 | 59 | A |
| 8 | Credit Bureau Services AssociationDebt collection | 0 | 58 | F |
Compare side by side: Ncsplus vs First Financial Resources · Ncsplus vs Ceannate · Ncsplus vs Transfinancial Companies · Ncsplus vs Credit Recovery Systems
What people say about Ncsplus
All experiencesNo experiences with Ncsplus yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Ncsplus complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 3, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Fixed |
| Nov 3, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 31, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
| Oct 29, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Fixed |
| Oct 29, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 23, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 20, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Oct 20, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 18, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 17, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Fixed |
| Oct 15, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Fixed |
| Oct 14, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | Fixed |
Questions about Ncsplus
How many complaints does Ncsplus have?
Ncsplus has 186 complaints on record since August 2013, including 59 in the last 12 months and 10 in the last 30 days. That makes it number 625 of every company by complaints this year.
Does Ncsplus respond to complaints?
Yes. Ncsplus answered 100% of its complaints on time (within 15 days) and closed 100% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 85/100 (grade A).
What do people complain about most with Ncsplus?
The most common problems are attempts to collect debt not owed (54), took or threatened to take negative or legal action (24), written notification about debt (32).
Is Ncsplus legit?
Ncsplus is a real company with a public complaint record: consumers have complained about it 186 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Ncsplus legit? for the signals, red flags and how to protect yourself.
Are complaints about Ncsplus going up or down?
Up. There were 59 complaints in the last 12 months against 14 in the 12 before (+321%). See every month.
How do I file a complaint against Ncsplus?
Complain to Ncsplus in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Ncsplus complaints come from?
Most come from New York (29), Florida (26), Georgia (21). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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