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Debt collector · complaint record

Nextep Funding complaints

Consumers have filed 12 complaints about Nextep Funding since 2018, none in the last 12 months. It answered 83.3% on time and closed 18% with relief for the customer. The most common problem is attempts to collect debt not owed.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
12

Since November 2018

Last 12 months
0

new vs the year before

Answered on time
83.3%

Industry: 96.5%

Closed with relief
18%

Typical debt collector: 24%

Last 30 days
0

Newest: Dec 1, 2021

Rank
-

Nextep Funding complaints by month

The busiest month was June 2019 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Nextep Funding answered all time

  • Closed with non-monetary relief216.7%
  • Closed with explanation975%
  • Untimely response18.3%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Nextep Funding complaints are about

  • Debt collection650%
  • Payday & personal loans217%
  • Auto loans & leases217%
  • Credit reporting217%

Top Nextep Funding problems

Inside "Attempts to collect debt not owed"

  • Debt was paid 2
  • Debt was result of identity theft 1

Where Nextep Funding complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Florida (2), Pennsylvania (2), Texas (2), Washington (1), Georgia (1).

Nextep Funding compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Green SquareDebt collection1025new0%0%F
2EMoneyUSADebt collection5325+25%100%0%C
3Mullooly Jeffrey Rooney & FlynnDebt collection5625-4%100%0%C
4Credit World ServicesDebt collection4725+79%100%0%D
5Keynote ConsultingDebt collection1025+4%56%0%F
6Augusta Collection AgencyDebt collection1025new0%0%F
7Advance Bureau of CollectionsDebt collection1925+4%92%0%F
8Nextep FundingDebt collection-0new83.3%18%-

Compare side by side: Nextep Funding vs Green Square · Nextep Funding vs EMoneyUSA · Nextep Funding vs Mullooly Jeffrey Rooney & Flynn · Nextep Funding vs Credit World Services

What people say about Nextep Funding

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Latest Nextep Funding complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Dec 1, 2021Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportFLNo timely replyNo
Mar 13, 2021Debt collectionFalse statements or representationAttempted to collect wrong amountGAExplainedYes
Dec 5, 2020Debt collectionAttempts to collect debt not owedDebt was result of identity theftFLExplainedYes
May 18, 2020Debt collectionTook or threatened to take negative or legal actionThreatened or suggested your credit would be damagedTXExplainedNo
Jan 31, 2020Debt collectionAttempts to collect debt not owedDebt was paidWAExplainedYes
Oct 8, 2019Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseTXExplainedYes
Sep 12, 2019Auto loans & leasesManaging the loan or leaseProblem with fees chargedIAExplainedYes
Jun 14, 2019Debt collectionAttempts to collect debt not owedDebt was paidILExplainedYes
Jun 5, 2019Credit reportingProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportMNFixedYes
May 7, 2019Debt collectionFalse statements or representationAttempted to collect wrong amountOHExplainedYes
Jan 14, 2019Payday & personal loansProblem when making paymentsPAFixedYes
Nov 12, 2018Payday & personal loansProblem when making paymentsPAExplainedYes

Questions about Nextep Funding

How many complaints does Nextep Funding have?

Nextep Funding has 12 complaints on record since November 2018, including 0 in the last 12 months and 0 in the last 30 days.

Does Nextep Funding respond to complaints?

Yes. Nextep Funding answered 83.3% of its complaints on time (within 15 days) and closed 18% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Nextep Funding?
Is Nextep Funding legit?

Nextep Funding is a real company with a public complaint record: consumers have complained about it 12 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Nextep Funding legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Nextep Funding?

Complain to Nextep Funding in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Nextep Funding complaints come from?

Most come from Florida (2), Pennsylvania (2), Texas (2). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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