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Auto loans & leases

OpenRoad Lending auto loans & leases complaints

Consumers have filed 61 complaints about OpenRoad Lending's auto loans & leases, 5 in the last 12 months. OpenRoad Lending answered 100% on time and closed 0% with relief. See the whole OpenRoad Lending record.

OpenRoad Lending against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13OpenRoad Lending5new100%0%61

Every auto lender ranked

Latest OpenRoad Lending auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Jun 23, 2026Auto loans & leasesManaging the loan or leaseProblem with the interest rateTNExplainedYes
Jun 9, 2026Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingAZExplainedYes
Apr 26, 2026Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanNCExplainedYes
Mar 12, 2026Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTNExplainedYes
Dec 21, 2025Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingTXExplainedYes
Sep 20, 2025Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTXExplainedYes
Aug 24, 2025Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingNVExplainedYes
Jul 23, 2025Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTXExplainedYes
Apr 1, 2025Auto loans & leasesManaging the loan or leaseLoan sold or transferred to another companyCAExplainedYes
Mar 10, 2025Auto loans & leasesGetting a loan or leaseCredit denialCAExplainedYes
Feb 26, 2025Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingCAExplainedYes
Jan 29, 2025Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingCAExplainedYes
Sep 9, 2024Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingKYExplainedYes
Aug 1, 2024Auto loans & leasesGetting a loan or leaseLoan opened without my consent or knowledgeFLExplainedYes
Mar 25, 2024Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingFLExplainedYes
Oct 29, 2023Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTNExplainedYes
Dec 29, 2022Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingFLExplainedYes
Nov 30, 2022Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanPAExplainedYes
Oct 31, 2022Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingTNExplainedYes
Oct 10, 2022Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingCAExplainedYes
Jun 20, 2022Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanMIExplainedYes
Apr 29, 2022Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingMIExplainedYes
Apr 11, 2022Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingFLExplainedYes
Oct 9, 2021Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingAZExplainedYes
Aug 6, 2021Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingGAExplainedYes
Sep 9, 2020Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanCAExplainedYes
Jan 10, 2020Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingNYExplainedYes
Sep 19, 2019Auto loans & leasesGetting a loan or leaseFraudulent loanTXExplainedYes
Aug 30, 2019Auto loans & leasesProblems at the end of the loan or leaseProblem related to refinancingPAExplainedYes
Jul 10, 2019Auto loans & leasesGetting a loan or leaseChanges in terms mid-deal or after closingSCExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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