Debt relief company · complaint record
RAM America complaints
Filed under RAM America, Inc
Consumers have filed 14 complaints about RAM America since 2022, 3 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is dealing with your lender or servicer.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 14
- Last 12 months
- 3
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #53 of 124
Since May 2022
new vs the year before
Industry: 91%
Typical debt relief company: 16%
Newest: Sep 14, 2026
Most complained-about debt relief & credit repair companies
RAM America complaints by month
The busiest month was October 2024 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How RAM America answered all time
- Closed with monetary relief321.4%
- Closed with non-monetary relief17.1%
- Closed with explanation1071.4%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What RAM America complaints are about
Top RAM America problems
Inside "Dealing with your lender or servicer"
- Problem with customer service 2
- Trouble with how payments are being handled 1
Where RAM America complaints come from
Most complaints: Florida (3), Ohio (2), Missouri (2), New York (2), Georgia (1).
RAM America compared with other debt relief & credit repair companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Credit GloryDebt relief & credit repair | 3 | 44 | F |
| 2 | Five Lakes Law GroupDebt relief & credit repair | 0 | 43 | F |
| 3 | Cordoba Legal GroupDebt relief & credit repair | 47 | 40 | D |
| 4 | ClearOne AdvantageDebt relief & credit repair | 8 | 38 | F |
| 5 | Olympus1Debt relief & credit repair | 22 | 36 | F |
| 6 | Clarity Debt ResolutionDebt relief & credit repair | 57 | 34 | C |
| 7 | Turnbull Law GroupDebt relief & credit repair | 85 | 27 | A |
| 8 | RAM AmericaDebt relief & credit repair | - | 3 | - |
Compare side by side: RAM America vs Credit Glory · RAM America vs Five Lakes Law Group · RAM America vs Cordoba Legal Group · RAM America vs ClearOne Advantage
What people say about RAM America
All experiencesNo experiences with RAM America yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest RAM America complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 14, 2026 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Jun 28, 2026 | Debt relief & credit repair | Charged upfront or unexpected fees | Explained |
| Apr 7, 2026 | Student loans | Dealing with your lender or servicerProblem with customer service | Explained |
| Jun 3, 2025 | Bank accounts | Managing an accountFunds not handled or disbursed as instructed | Explained |
| Jan 24, 2025 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Money back |
| Oct 23, 2024 | Money transfers & apps | Problem with customer service | Explained |
| Oct 10, 2024 | Debt relief & credit repair | Unauthorized withdrawals or charges | Explained |
| Jul 15, 2024 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Money back |
| Apr 19, 2024 | Money transfers & apps | Problem with customer service | Explained |
| Dec 12, 2023 | Debt collection | False statements or representationTold you not to respond to a lawsuit they filed against you | Fixed |
| Nov 23, 2023 | Debt relief & credit repair | Didn't provide services promised | Explained |
| Sep 22, 2023 | Student loans | Dealing with your lender or servicerTrouble with how payments are being handled | Explained |
Questions about RAM America
How many complaints does RAM America have?
RAM America has 14 complaints on record since May 2022, including 3 in the last 12 months and 0 in the last 30 days. That makes it number 2,246 of every company by complaints this year.
Does RAM America respond to complaints?
Yes. RAM America answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with RAM America?
The most common problems are dealing with your lender or servicer (3), didn't provide services promised (2), charged upfront or unexpected fees (1).
Is RAM America legit?
RAM America is a real company with a public complaint record: consumers have complained about it 14 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is RAM America legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against RAM America?
Complain to RAM America in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most RAM America complaints come from?
Most come from Florida (3), Ohio (2), Missouri (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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