Auto loans & leases
Reliable Credit Association auto loans & leases complaints
Consumers have filed 54 complaints about Reliable Credit Association's auto loans & leases, 9 in the last 12 months. Reliable Credit Association answered 55.6% on time and closed 22% with relief. See the whole Reliable Credit Association record.
Reliable Credit Association against other auto lenders
| # | Company | 12 months | On time | Relief |
|---|---|---|---|---|
| 1 | Santander Holdings USA | 2,463 | 100% | 36% |
| 2 | Ally Financial | 1,987 | 100% | 4% |
| 3 | Westlake Financial | 1,921 | 100% | 0% |
| 4 | Credit Acceptance | 1,277 | 99.7% | 4% |
| 5 | Capital One | 1,225 | 100% | 2% |
| 6 | Bridgecrest | 1,019 | 99.5% | 0% |
| 7 | Hyundai Capital America | 996 | 100% | 0% |
| 8 | Toyota Financial Services | 938 | 99.9% | 6% |
| 9 | Exeter Finance | 830 | 99.9% | 0% |
| 10 | Wells Fargo | 686 | 100% | 19% |
| 11 | American Honda Finance | 556 | 99.6% | 0% |
| 12 | American Credit Acceptance | 554 | 100% | 0% |
| 13 | Reliable Credit Association | 9 | 55.6% | 22% |
Latest Reliable Credit Association auto loans & leases complaints
| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 21, 2026 | Auto loans & leases | RepossessionCompany explaining amount owed | Explained |
| Sep 9, 2026 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| Jul 30, 2026 | Auto loans & leases | Getting a loan or leaseHigh-pressure sales tactics | Explained |
| Jul 21, 2026 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Jun 10, 2026 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Money back |
| Apr 1, 2026 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Feb 25, 2026 | Auto loans & leases | Getting a loan or leaseProblem with additional add-on products or services purchased with the loan | Explained |
| Dec 16, 2025 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Money back |
| Dec 13, 2025 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Oct 23, 2025 | Auto loans & leases | Problems at the end of the loan or leaseProblem with paying off the loan | Explained |
| Sep 11, 2025 | Auto loans & leases | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Aug 22, 2025 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Jul 1, 2025 | Auto loans & leases | RepossessionDamage caused or loss of personal items in vehicle during the actual repossession | Explained |
| Apr 30, 2025 | Auto loans & leases | RepossessionDeficiency balance after repossession | Explained |
| Mar 31, 2025 | Auto loans & leases | Getting a loan or leaseLoan opened without my consent or knowledge | Explained |
| Mar 12, 2025 | Auto loans & leases | Managing the loan or leaseProblem with additional products or services purchased with the loan | Explained |
| Feb 1, 2025 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 22, 2024 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Jul 25, 2024 | Auto loans & leases | RepossessionVoluntary repossession | Explained |
| Jan 10, 2024 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Dec 21, 2023 | Auto loans & leases | Incorrect information on your reportInformation belongs to someone else | Explained |
| Nov 13, 2023 | Auto loans & leases | Getting a loan or leaseCredit denial | Explained |
| Oct 12, 2023 | Auto loans & leases | Getting a loan or leaseChanges in terms mid-deal or after closing | Explained |
| Oct 5, 2023 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Apr 27, 2023 | Auto loans & leases | Managing the loan or leaseBilling problem | Explained |
| Oct 31, 2022 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Sep 1, 2022 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Jun 19, 2022 | Auto loans & leases | Incorrect information on your reportAccount status incorrect | Explained |
| May 3, 2021 | Auto loans & leases | Struggling to pay your loanLender trying to repossess or disable the vehicle | Explained |
| Apr 17, 2021 | Auto loans & leases | Struggling to pay your loanLoan balance remaining after the vehicle is repossessed and sold | Explained |
Your rights with auto lenders
Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.
Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.
General information, not legal advice; rules vary by state. Plain-English guides
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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