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Payday & personal loans

Santander Holdings USA payday & personal loans complaints

Consumers have filed 210 complaints about Santander Holdings USA's payday & personal loans, 56 in the last 12 months (-23%). Santander Holdings USA answered 100% on time and closed 20% with relief. See the whole Santander Holdings USA record.

Santander Holdings USA against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Santander Holdings USA56-23%100%20%210

Every lender ranked

Latest Santander Holdings USA payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 9, 2026Payday & personal loansCharged fees or interest you didn't expectNYIn progressYes
Oct 24, 2026Payday & personal loansProblem with the payoff process at the end of the loanINFixedYes
Oct 21, 2026Payday & personal loansLoan payment wasn't credited to your accountFLExplainedYes
Oct 16, 2026Payday & personal loansCan't contact lender or servicerWAExplainedYes
Oct 7, 2026Payday & personal loansProblem when making paymentsVAFixedYes
Sep 22, 2026Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Sep 17, 2026Payday & personal loansProblem with the payoff process at the end of the loanFLExplainedYes
Sep 15, 2026Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Sep 10, 2026Payday & personal loansCan't contact lender or servicerNJExplainedYes
Sep 3, 2026Payday & personal loansStruggling to pay your loanNHExplainedYes
Sep 2, 2026Payday & personal loansProblem with additional add-on products or servicesFLExplainedYes
Aug 23, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseNYExplainedYes
Jul 30, 2026Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jul 26, 2026Payday & personal loansProblem with the payoff process at the end of the loanINFixedYes
Jul 19, 2026Payday & personal loansProblem with the payoff process at the end of the loanFLFixedYes
Jul 16, 2026Payday & personal loansCan't contact lender or servicerOHFixedYes
Jul 6, 2026Payday & personal loansCharged fees or interest you didn't expectRIExplainedYes
Jun 26, 2026Payday & personal loansCan't contact lender or servicer-ExplainedYes
Jun 23, 2026Payday & personal loansCan't contact lender or servicerINExplainedYes
Jun 9, 2026Payday & personal loansProblem with the payoff process at the end of the loanNYFixedYes
Jun 3, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
May 30, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
May 27, 2026Payday & personal loansProblem when making paymentsGAExplainedYes
May 21, 2026Payday & personal loansCharged fees or interest you didn't expectNYExplainedYes
May 19, 2026Payday & personal loansCan't contact lender or servicerINExplainedYes
May 12, 2026Payday & personal loansCharged fees or interest you didn't expectNYExplainedYes
May 7, 2026Payday & personal loansProblem when making paymentsPAExplainedYes
May 5, 2026Payday & personal loansProblem with additional add-on products or servicesFLMoney backYes
May 5, 2026Payday & personal loansStruggling to pay your loanNYExplainedYes
May 1, 2026Payday & personal loansImproper use of your reportCredit inquiries on your report that you don't recognizeFLExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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