Credit bureau · complaint record
Sierra Credit complaints
Filed under Sierra Credit Corp
Consumers have filed 22 complaints about Sierra Credit since 2014, none in the last 12 months. It answered 68.2% on time and closed 18% with relief for the customer. The most common problem is managing the loan or lease.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 22
- Last 12 months
- 0
- Answered on time
- 68.2%
- Closed with relief
- 18%
- Last 30 days
- 0
- Rank
- -
Since February 2014
new vs the year before
Industry: 99.9%
Typical credit bureau: 32%
Newest: Jul 22, 2025
Sierra Credit complaints by month
The busiest month was August 2020 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How Sierra Credit answered all time
- Closed with monetary relief14.5%
- Closed with non-monetary relief313.6%
- Closed with explanation1881.8%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What Sierra Credit complaints are about
Top Sierra Credit problems
Inside "Managing the loan or lease"
- Problem with fees charged 2
- Billing problem 1
Sierra Credit compared with other credit bureaus & report companies
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Apple FinancingCredit reporting | 57 | 28 | C |
| 2 | Nav TechnologiesCredit reporting | 55 | 28 | C |
| 3 | Opportunity FundCredit reporting | 51 | 27 | C |
| 4 | Heritage Financial GroupCredit reporting | 0 | 27 | F |
| 5 | Informative ResearchCredit reporting | 60 | 26 | C |
| 6 | Pennsylvania Housing Finance AgencyCredit reporting | 56 | 25 | C |
| 7 | King of Credit FinancialCredit reporting | 10 | 25 | F |
| 8 | Sierra CreditCredit reporting | - | 0 | - |
Compare side by side: Sierra Credit vs Apple Financing · Sierra Credit vs Nav Technologies · Sierra Credit vs Opportunity Fund · Sierra Credit vs Heritage Financial Group
What people say about Sierra Credit
All experiencesNo experiences with Sierra Credit yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Sierra Credit complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Jul 22, 2025 | Debt collection | False statements or representationAttempted to collect wrong amount | Fixed |
| Mar 6, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 24, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Jun 9, 2023 | Auto loans & leases | Getting a loan or leaseFraudulent loan | Explained |
| Jan 24, 2023 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Dec 30, 2022 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
| Nov 5, 2022 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Apr 12, 2022 | Auto loans & leases | Problems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid off | Explained |
| Mar 14, 2022 | Auto loans & leases | Managing the loan or leaseProblem with fees charged | Explained |
| Feb 28, 2022 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Oct 6, 2021 | Credit reporting | Problem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Oct 24, 2020 | Credit reporting | Incorrect information on your reportAccount information incorrect | Explained |
Questions about Sierra Credit
How many complaints does Sierra Credit have?
Sierra Credit has 22 complaints on record since February 2014, including 0 in the last 12 months and 0 in the last 30 days.
Does Sierra Credit respond to complaints?
Yes. Sierra Credit answered 68.2% of its complaints on time (within 15 days) and closed 18% with relief - money back or a fix. The rest were mostly closed with an explanation only.
What do people complain about most with Sierra Credit?
The most common problems are managing the loan or lease (5), incorrect information on your report (5), improper use of your report (2).
Is Sierra Credit legit?
Sierra Credit is a real company with a public complaint record: consumers have complained about it 22 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Sierra Credit legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against Sierra Credit?
Complain to Sierra Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Sierra Credit complaints come from?
Most come from California (22). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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