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Debt collector · complaint record

Texan Credit complaints

Consumers have filed 57 complaints about Texan Credit since 2023, 28 of them in the last 12 months (+22% on the year before). It answered 100% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is incorrect information on your report.

Average response record. How it works

Complaints on record
57

Since December 2023

Last 12 months
28

+22% vs the year before

Answered on time
100%

Industry: 96.5%

Closed with relief
0%

Typical debt collector: 24%

Last 30 days
0

Newest: Sep 29, 2026

Rank
#438 of 1,963

Most complained-about debt collectors

Texan Credit complaints by month

The busiest month was May 2026 (10 complaints). Complaints in the last 12 months are up 22% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.

How Texan Credit answered last 12 months

  • Closed with explanation28100%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

  • Answers on time45/45100% on time
  • Relief for customers0/400% closed with relief
  • Complaint trend8/15+22% vs last year

What Texan Credit complaints are about

  • Debt collection2340%
  • Credit reporting2137%
  • Payday & personal loans1221%
  • Credit cards12%

Top Texan Credit problems

Inside "Incorrect information on your report"

  • Account information incorrect 7
  • Account status incorrect 3
  • Information belongs to someone else 2
  • Public record information inaccurate 1

Where Texan Credit complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: Texas (51), Arizona (3), California (1), Florida (1), Puerto Rico (1).

Texan Credit compared with other debt collectors

#CompanyScore12 monthsChangeOn timeReliefGrade
1Eaton Group AttorneysDebt collection3528+40%96.4%0%D
2Global Trust ManagementDebt collection5628+22%100%4%C
3Hauge AssociatesDebt collection5728+115%100%14%C
4Merchants' Credit GuideDebt collection9628-20%100%43%A
5AMCOL SystemsDebt collection1528-32%0%2%F
6Global Solution BizDebt collection1528-24%64.3%0%F
7Independence Capital RecoveryDebt collection1528-22%85.7%0%F
8Texan CreditDebt collection5328+22%100%0%C

Compare side by side: Texan Credit vs Eaton Group Attorneys · Texan Credit vs Global Trust Management · Texan Credit vs Hauge Associates · Texan Credit vs Merchants' Credit Guide

What people say about Texan Credit

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Latest Texan Credit complaints

Full log
ReceivedAboutIssueStateAnswerOn time
Sep 29, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Sep 20, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 24, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Aug 7, 2026Payday & personal loansProblem when making paymentsTXExplainedYes
Jul 28, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Jul 23, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
Jul 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 22, 2026Debt collectionAttempts to collect debt not owedDebt is not yoursTXExplainedYes
Jun 17, 2026Credit reportingIncorrect information on your reportAccount information incorrectTXExplainedYes
May 28, 2026Payday & personal loansCan't contact lender or servicerTXExplainedYes
May 26, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectTXExplainedYes
May 23, 2026Payday & personal loansCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceTXExplainedYes

Questions about Texan Credit

How many complaints does Texan Credit have?

Texan Credit has 57 complaints on record since December 2023, including 28 in the last 12 months and 0 in the last 30 days. That makes it number 911 of every company by complaints this year.

Does Texan Credit respond to complaints?

Yes. Texan Credit answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 53/100 (grade C).

What do people complain about most with Texan Credit?
Is Texan Credit legit?

Texan Credit is a real company with a public complaint record: consumers have complained about it 57 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Texan Credit legit? for the signals, red flags and how to protect yourself.

Are complaints about Texan Credit going up or down?

Up. There were 28 complaints in the last 12 months against 23 in the 12 before (+22%). See every month.

How do I file a complaint against Texan Credit?

Complain to Texan Credit in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Texan Credit complaints come from?

Most come from Texas (51), Arizona (3), California (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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