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Tidalwave Finance complaints

Consumers have filed 13 complaints about Tidalwave Finance since 2015, none in the last 12 months. It answered 53.8% on time and closed 0% with relief for the customer. The most common problem is managing the loan or lease.

Rated once a company has 25+ complaints in 12 months. How it works

Complaints on record
13

Since February 2015

Last 12 months
0

new vs the year before

Answered on time
53.8%

Industry: 98.2%

Closed with relief
0%

Typical auto lender: 9%

Last 30 days
0

Newest: May 14, 2023

Rank
-

Tidalwave Finance complaints by month

The busiest month was July 2016 (2 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.

How Tidalwave Finance answered all time

  • Closed with explanation1076.9%
  • Untimely response323.1%

"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means

What Tidalwave Finance complaints are about

  • Auto loans & leases1077%
  • Credit reporting215%
  • Debt collection18%

Top Tidalwave Finance problems

Inside "Managing the loan or lease"

  • Problem with additional products or services purchased with the loan 1
  • Problem with fees charged 1

Where Tidalwave Finance complaints come from

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Complaints per 100,000 peopleFewerMore

Most complaints: California (10), Florida (1), Texas (1), Wisconsin (1).

Tidalwave Finance compared with other auto lenders

#CompanyScore12 monthsChangeOn timeReliefGrade
1The Savings GroupAuto loans & leases6341-13%100%2%C
2AC AutoPay LLC, Denver, CO BranchAuto loans & leases6038-22%100%0%C
3CARS AcquisitionAuto loans & leases8134+13%97.1%32%A
4EA HoldingsAuto loans & leases333+74%75.8%0%F
5Innovate ManagedAuto loans & leases632+39%50%0%F
6Cooley EnterprisesAuto loans & leases831+19%0%14%F
7Challenge Financial ServicesAuto loans & leases527+50%70.4%0%F
8Tidalwave FinanceAuto loans & leases-0new53.8%0%-

Compare side by side: Tidalwave Finance vs The Savings Group · Tidalwave Finance vs AC AutoPay LLC, Denver, CO Branch · Tidalwave Finance vs CARS Acquisition · Tidalwave Finance vs EA Holdings

What people say about Tidalwave Finance

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Latest Tidalwave Finance complaints

Full log
ReceivedAboutIssueStateAnswerOn time
May 14, 2023Auto loans & leasesStruggling to pay your loanLoan balance remaining after the vehicle is repossessed and soldCANo timely replyNo
Apr 5, 2023Credit reportingIncorrect information on your reportAccount information incorrectCANo timely replyNo
Jul 6, 2021Auto loans & leasesManaging the loan or leaseProblem with additional products or services purchased with the loanCANo timely replyNo
Jun 2, 2021Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offCAExplainedNo
Feb 14, 2021Auto loans & leasesManaging the loan or leaseProblem with fees chargedTXExplainedYes
Sep 10, 2020Credit reportingIncorrect information on your reportInformation is missing that should be on the reportCAExplainedYes
Jun 1, 2017Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offWIExplainedYes
Feb 22, 2017Auto loans & leasesProblems when you are unable to payCAExplainedYes
Oct 31, 2016Auto loans & leasesManaging the loan or leaseCAExplainedYes
Jul 29, 2016Auto loans & leasesTaking out the loan or leaseCAExplainedNo
Jul 1, 2016Debt collectionImproper contact or sharing of infoTalked to a third party about my debtFLExplainedNo
Apr 3, 2015Auto loans & leasesProblems when you are unable to payCAExplainedYes

Questions about Tidalwave Finance

How many complaints does Tidalwave Finance have?

Tidalwave Finance has 13 complaints on record since February 2015, including 0 in the last 12 months and 0 in the last 30 days.

Does Tidalwave Finance respond to complaints?

Yes. Tidalwave Finance answered 53.8% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only.

What do people complain about most with Tidalwave Finance?
Is Tidalwave Finance legit?

Tidalwave Finance is a real company with a public complaint record: consumers have complained about it 13 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Tidalwave Finance legit? for the signals, red flags and how to protect yourself.

How do I file a complaint against Tidalwave Finance?

Complain to Tidalwave Finance in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.

Where do most Tidalwave Finance complaints come from?

Most come from California (10), Florida (1), Texas (1). Big states file more complaints, so the map shows complaints per 100,000 people.

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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