Complaint log
Transform Credit complaint log
The newest complaints about Transform Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.
| Received | About | Issue | Answer |
|---|---|---|---|
| May 13, 2024 | Payday & personal loans | Incorrect information on your reportAccount status incorrect | Explained |
| May 13, 2024 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| May 6, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| May 6, 2024 | Payday & personal loans | Was approved for a loan, but didn't receive the money | Explained |
| May 6, 2024 | Credit reporting | Incorrect information on your reportAccount status incorrect | Fixed |
| May 3, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 26, 2024 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Apr 21, 2024 | Mortgages | Problem with fraud alerts or security freezes | Fixed |
| Apr 16, 2024 | Payday & personal loans | Charged fees or interest you didn't expect | Money back |
| Mar 24, 2024 | Payday & personal loans | Confusing or misleading advertising or marketing | Money back |
| Mar 22, 2024 | Credit reporting | Credit monitoring or identity theft protection servicesBilling dispute for services | Explained |
| Mar 6, 2024 | Debt relief & credit repair | Charged upfront or unexpected fees | Money back |
| Mar 5, 2024 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Feb 2, 2024 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Jan 29, 2024 | Payday & personal loans | Problem with the payoff process at the end of the loan | Explained |
| Jan 4, 2024 | Payday & personal loans | Getting a line of credit | Explained |
| Dec 28, 2023 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Dec 27, 2023 | Payday & personal loans | Problem when making payments | Explained |
| Dec 23, 2023 | Money transfers & apps | Fraud or scam | Explained |
| Dec 16, 2023 | Payday & personal loans | Getting a line of credit | Explained |
| Dec 15, 2023 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Dec 14, 2023 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Dec 6, 2023 | Payday & personal loans | Getting the loan | Explained |
| Dec 6, 2023 | Payday & personal loans | Received a loan you didn't apply for | Explained |
| Dec 5, 2023 | Payday & personal loans | Getting the loan | Money back |
| Nov 30, 2023 | Payday & personal loans | Problem when making payments | Explained |
| Nov 6, 2023 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Fixed |
| Nov 2, 2023 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Oct 24, 2023 | Payday & personal loans | Credit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection service | Explained |
| Oct 17, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Oct 14, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 13, 2023 | Payday & personal loans | Getting the loan | Explained |
| Sep 27, 2023 | Payday & personal loans | Getting a line of credit | Explained |
| Sep 20, 2023 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Sep 16, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 12, 2023 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | Explained |
| Sep 7, 2023 | Payday & personal loans | Can't contact lender or servicer | Explained |
| Aug 30, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Aug 25, 2023 | Credit reporting | Problem with fraud alerts or security freezes | Explained |
| Aug 21, 2023 | Credit cards | Getting a credit cardApplication denied | Explained |
| Aug 21, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jul 28, 2023 | Payday & personal loans | Charged fees or interest you didn't expect | Explained |
| Jul 3, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 27, 2023 | Payday & personal loans | Problem when making payments | Explained |
| Jun 27, 2023 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Jun 24, 2023 | Credit reporting | Credit monitoring or identity theft protection servicesReceived unwanted marketing or advertising | Explained |
| Jun 19, 2023 | Credit reporting | Incorrect information on your reportAccount information incorrect | Fixed |
| Jun 19, 2023 | Credit reporting | Incorrect information on your reportPersonal information incorrect | Explained |
| Jun 11, 2023 | Payday & personal loans | Getting a line of credit | Explained |
| Jun 4, 2023 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works