Share your experienceShare
Companies A-Z Rankings Categories Problems By state Latest complaints Trends Compare Experiences Reports Guides Share your experience
Theme

Complaint log

Transform Credit complaint log

The newest complaints about Transform Credit, as they are published, with the company's answer. Open any one for the full record and to discuss it.

ReceivedAboutIssueStateAnswerOn time
Jan 15, 2025Payday & personal loansProblem with additional add-on products or servicesFLMoney backYes
Jan 11, 2025Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXExplainedYes
Jan 8, 2025Credit reportingProblem with a company's investigation into an existing issueWas not notified of investigation status or resultsFLExplainedYes
Jan 4, 2025Payday & personal loansStruggling to pay your loanCAExplainedYes
Jan 4, 2025Credit reportingIncorrect information on your reportPersonal information incorrectFLFixedYes
Dec 22, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Dec 21, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGAFixedYes
Dec 20, 2024Credit reportingProblem with fraud alerts or security freezesFLExplainedYes
Dec 20, 2024Payday & personal loansProblem with the payoff process at the end of the loanCAExplainedYes
Dec 19, 2024Payday & personal loansGetting a line of creditFLExplainedYes
Dec 6, 2024Payday & personal loansGetting the loanFLExplainedYes
Dec 4, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXFixedYes
Nov 30, 2024Payday & personal loansStruggling to pay your loanCAExplainedYes
Nov 29, 2024Payday & personal loansGetting the loanFLExplainedYes
Nov 23, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeGAFixedYes
Nov 21, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Nov 21, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Nov 12, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursMOFixedYes
Nov 11, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLFixedYes
Nov 9, 2024Payday & personal loansConfusing or misleading advertising or marketingCAExplainedYes
Nov 6, 2024Credit reportingIncorrect information on your reportInformation belongs to someone elseCAFixedYes
Nov 2, 2024Payday & personal loansGetting the loanFLExplainedYes
Oct 19, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursFLExplainedYes
Oct 19, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeILFixedYes
Oct 15, 2024Debt collectionCommunication tacticsYou told them to stop contacting you, but they keep tryingILExplainedYes
Oct 13, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountGAFixedYes
Oct 3, 2024Debt collectionFalse statements or representationAttempted to collect wrong amountTXFixedYes
Oct 2, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeTXFixedYes
Sep 24, 2024Payday & personal loansGetting the loanNYExplainedYes
Sep 24, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursVAExplainedYes
Sep 16, 2024Credit cardsGetting a credit cardCard opened without my consent or knowledgeGAFixedYes
Sep 12, 2024Debt collectionAttempts to collect debt not owedDebt is not yoursCAFixedYes
Sep 11, 2024Credit reportingIncorrect information on your reportAccount status incorrectCAExplainedYes
Sep 10, 2024Payday & personal loansGetting the loanUTExplainedYes
Sep 5, 2024Debt collectionWritten notification about debtDidn't receive enough information to verify debtGAFixedYes
Sep 5, 2024Credit reportingProblem with a company's investigation into an existing issueWas not notified of investigation status or resultsFLExplainedYes
Sep 4, 2024Payday & personal loansProblems receiving the advanceGAExplainedYes
Sep 4, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Aug 31, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 27, 2024Credit reportingImproper use of your reportReporting company used your report improperlyFLExplainedYes
Aug 24, 2024Credit reportingImproper use of your reportReporting company used your report improperlyUTExplainedYes
Aug 19, 2024Payday & personal loansGetting the loanFLExplainedNo
Aug 10, 2024Credit reportingImproper use of your reportReporting company used your report improperlyGAExplainedYes
Aug 2, 2024Credit reportingImproper use of your reportReporting company used your report improperlyCAExplainedYes
Aug 2, 2024Credit reportingIncorrect information on your reportAccount information incorrectGAExplainedYes
Jul 24, 2024Payday & personal loansWas approved for a loan, but didn't receive the moneyCAExplainedYes
Jul 15, 2024Payday & personal loansCharged fees or interest you didn't expectNMExplainedYes
Jun 25, 2024Credit reportingImproper use of your reportCredit inquiries on your report that you don't recognizeCAFixedYes
Jun 24, 2024Payday & personal loansProblem when making paymentsCAExplainedYes
Jun 20, 2024Payday & personal loansGetting the loanGAExplainedYes

Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

Check the record before you sign.

Then add to it. Every experience you share - good or bad - goes on that company's record and helps the next person decide. Two minutes, anonymous.

Share your experience