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Auto loans & leases

United Consumer Finance auto loans & leases complaints

Consumers have filed 23 complaints about United Consumer Finance's auto loans & leases, 1 in the last 12 months. United Consumer Finance answered 100% on time and closed 0% with relief. See the whole United Consumer Finance record.

United Consumer Finance against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13United Consumer Finance1new100%0%23

Every auto lender ranked

Latest United Consumer Finance auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Dec 22, 2025Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleMAExplainedYes
Sep 2, 2025Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldNYExplainedYes
Aug 16, 2025Auto loans & leasesProblems at the end of the loan or leaseUnable to receive car title or other problem after the loan is paid offNHExplainedYes
Jan 30, 2025Auto loans & leasesRepossessionLender trying to repossess or disable the vehicleCTExplainedYes
Aug 9, 2024Auto loans & leasesManaging the loan or leaseBilling problemMAExplainedYes
Jun 10, 2024Auto loans & leasesManaging the loan or leaseBilling problemCTExplainedYes
Dec 28, 2023Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsPAExplainedYes
Aug 17, 2023Auto loans & leasesProblems at the end of the loan or leaseProblem while selling or giving up the vehicleMAExplainedYes
Nov 28, 2022Auto loans & leasesStruggling to pay your loanDenied request to lower paymentsCTExplainedYes
Sep 9, 2022Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleCTExplainedYes
Nov 20, 2021Auto loans & leasesManaging the loan or leaseProblem with the interest rateMAExplainedYes
Nov 4, 2021Auto loans & leasesManaging the loan or leaseProblem with the interest rateMAExplainedYes
Oct 17, 2021Auto loans & leasesGetting a loan or leaseProblem with a trade-inRIExplainedYes
Mar 26, 2021Auto loans & leasesManaging the loan or leaseProblem with the interest rateMAExplainedYes
Jan 23, 2021Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysMAExplainedYes
Nov 6, 2020Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleCTExplainedYes
Feb 15, 2018Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanCTExplainedYes
Jun 2, 2017Auto loans & leasesStruggling to pay your loanLender trying to repossess or disable the vehicleMAExplainedYes
Dec 7, 2016Auto loans & leasesProblems when you are unable to payNHExplainedYes
Jul 19, 2016Auto loans & leasesManaging the loan or leasePAExplainedYes
Jan 20, 2014Auto loans & leasesTaking out the loan or leaseMAExplainedYes
Nov 22, 2013Auto loans & leasesTaking out the loan or leaseMAExplainedYes
Aug 14, 2013Auto loans & leasesProblems when you are unable to payMAExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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