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Payday & personal loans

Vystar Credit Union payday & personal loans complaints

Consumers have filed 32 complaints about Vystar Credit Union's payday & personal loans, 6 in the last 12 months. Vystar Credit Union answered 100% on time and closed 40% with relief. See the whole Vystar Credit Union record.

Vystar Credit Union against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Vystar Credit Union6new100%40%32

Every lender ranked

Latest Vystar Credit Union payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Oct 20, 2026Payday & personal loansGetting the loanFLIn progressYes
Aug 12, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectFLExplainedYes
Jul 17, 2026Payday & personal loansProblem with the payoff process at the end of the loanMDExplainedYes
May 11, 2026Payday & personal loansProblem when making paymentsFLFixedYes
May 6, 2026Payday & personal loansStruggling to pay your loanGAFixedYes
Dec 17, 2025Payday & personal loansStruggling to pay your loanFLExplainedYes
Nov 13, 2025Payday & personal loansImproper use of your reportReporting company used your report improperlyGAExplainedYes
Oct 27, 2025Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Jul 26, 2025Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jun 2, 2025Payday & personal loansIssues with repaymentFLExplainedYes
Jun 2, 2025Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Apr 1, 2025Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Mar 12, 2025Payday & personal loansProblem with the payoff process at the end of the loanTXFixedYes
Feb 17, 2025Payday & personal loansProblem with additional add-on products or servicesFLExplainedYes
Dec 26, 2024Payday & personal loansProblem when making paymentsFLFixedYes
Sep 9, 2024Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
Jun 26, 2024Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes
May 10, 2024Payday & personal loansIncorrect information on your reportAccount status incorrectTXExplainedYes
Apr 15, 2024Payday & personal loansStruggling to pay your loanFLExplainedYes
Dec 21, 2023Payday & personal loansStruggling to pay your loanFLExplainedYes
Dec 12, 2023Payday & personal loansGetting a line of creditFLExplainedYes
Nov 7, 2023Payday & personal loansIncorrect information on your reportInformation belongs to someone elseGAExplainedYes
Oct 6, 2023Payday & personal loansCharged fees or interest you didn't expectFLMoney backYes
Oct 2, 2023Payday & personal loansGetting the loanFLExplainedYes
Aug 24, 2023Payday & personal loansGetting a line of creditFLExplainedYes
Jun 9, 2023Payday & personal loansProblem with a credit reporting company's investigation into an existing problemTheir investigation did not fix an error on your reportFLExplainedYes
Feb 14, 2023Payday & personal loansProblem when making paymentsCOExplainedYes
Jan 25, 2023Payday & personal loansCharged fees or interest you didn't expectWVExplainedYes
Oct 4, 2022Payday & personal loansGetting the loanFLExplainedYes
Aug 25, 2022Payday & personal loansCharged fees or interest you didn't expectFLExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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