Debt collector · complaint record
Williams & Fudge complaints
Filed under Williams & Fudge, Inc
Consumers have filed 1,580 complaints about Williams & Fudge since 2013, 280 of them in the last 12 months (-3% on the year before). It answered 99.3% on time and closed 0% with relief for the customer - less often than a typical debt collector. The most common problem is attempts to collect debt not owed.
Average response record. How it works
- Complaints on record
- 1,580
- Last 12 months
- 280
- Answered on time
- 99.3%
- Closed with relief
- 0%
- Last 30 days
- 10
- Rank
- #109 of 1,963
Since July 2013
-3% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Nov 8, 2026
Most complained-about debt collectors
Williams & Fudge complaints by month
The busiest month was August 2025 (38 complaints). Complaints in the last 12 months are about level, 0% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Williams & Fudge answered last 12 months
- Closed with explanation280100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time42/4599.3% on time
- Relief for customers0/400% closed with relief
- Complaint trend11/15-3% vs last year
What Williams & Fudge complaints are about
Top Williams & Fudge problems last 12 months
Inside "Attempts to collect debt not owed"
- Debt is not yours 211
- Debt was result of identity theft 57
- Debt was paid 55
- Debt was already discharged in bankruptcy and is no longer owed 16
Where Williams & Fudge complaints come from
Most complaints: Texas (157), Georgia (153), Florida (132), California (129), North Carolina (80).
Williams & Fudge compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Oliphant UnitedDebt collection | 20 | 295 | F |
| 2 | Williams, Rush & AssociatesDebt collection | 4 | 291 | F |
| 3 | Shepherd OutsourcingDebt collection | 53 | 285 | C |
| 4 | Williams & FudgeDebt collection | 53 | 280 | C |
| 5 | 1st Franklin FinancialDebt collection | 49 | 276 | D |
| 6 | Tower Loan of MississippiDebt collection | 53 | 272 | C |
| 7 | Property ReceivablesDebt collection | 17 | 269 | F |
| 8 | Revco ManagementDebt collection | 89 | 265 | A |
Compare side by side: Williams & Fudge vs Oliphant United · Williams & Fudge vs Williams, Rush & Associates · Williams & Fudge vs Shepherd Outsourcing · Williams & Fudge vs 1st Franklin Financial
What people say about Williams & Fudge
All experiencesNo experiences with Williams & Fudge yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Williams & Fudge complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Nov 8, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | Explained |
| Nov 6, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| Nov 6, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | Explained |
| Nov 3, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 30, 2026 | Debt collection | Threatened to contact someone or share information improperlyContacted you after you asked them to stop | Explained |
| Oct 28, 2026 | Debt collection | Communication tacticsYou told them to stop contacting you, but they keep trying | Explained |
| Oct 22, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 21, 2026 | Debt collection | Communication tacticsUsed obscene, profane, or other abusive language | Explained |
| Oct 19, 2026 | Debt collection | Attempts to collect debt not owedDebt was paid | Explained |
| Oct 19, 2026 | Debt collection | False statements or representationAttempted to collect wrong amount | Explained |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Oct 16, 2026 | Debt collection | Attempts to collect debt not owedDebt was result of identity theft | Explained |
Questions about Williams & Fudge
How many complaints does Williams & Fudge have?
Williams & Fudge has 1,580 complaints on record since July 2013, including 280 in the last 12 months and 10 in the last 30 days. That makes it number 270 of every company by complaints this year.
Does Williams & Fudge respond to complaints?
Yes. Williams & Fudge answered 99.3% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only. Its Response Score is 53/100 (grade C).
What do people complain about most with Williams & Fudge?
The most common problems are attempts to collect debt not owed (339), communication tactics (275), false statements or representation (184).
Is Williams & Fudge legit?
Williams & Fudge is a real company with a public complaint record: consumers have complained about it 1,580 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Williams & Fudge legit? for the signals, red flags and how to protect yourself.
Are complaints about Williams & Fudge going up or down?
Roughly level. There were 280 complaints in the last 12 months against 288 in the 12 before (-3%). See every month.
How do I file a complaint against Williams & Fudge?
Complain to Williams & Fudge in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Williams & Fudge complaints come from?
Most come from Texas (157), Georgia (153), Florida (132). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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