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Payday & personal loans

World Acceptance payday & personal loans complaints

Consumers have filed 660 complaints about World Acceptance's payday & personal loans, 82 in the last 12 months (-8%). World Acceptance answered 98.8% on time and closed 24% with relief. See the whole World Acceptance record.

World Acceptance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13World Acceptance (World Finance)82-8%98.8%24%660

Every lender ranked

Latest World Acceptance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
May 19, 2026Payday & personal loansProblem when making paymentsTNExplainedYes
May 15, 2026Payday & personal loansStruggling to pay your loanALExplainedYes
May 14, 2026Payday & personal loansGetting the loanMSExplainedYes
May 12, 2026Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
May 12, 2026Payday & personal loansProblem when making paymentsCAExplainedYes
May 6, 2026Payday & personal loansProblem with additional add-on products or servicesMSFixedYes
Apr 27, 2026Payday & personal loansProblem when making paymentsNCFixedYes
Apr 26, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectLAExplainedYes
Apr 26, 2026Payday & personal loansProblem with the payoff process at the end of the loanTNExplainedYes
Apr 24, 2026Payday & personal loansIncorrect information on your reportPersonal information incorrectMOExplainedYes
Apr 21, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectTXExplainedYes
Apr 17, 2026Payday & personal loansProblem with customer serviceSCFixedYes
Apr 16, 2026Payday & personal loansStruggling to pay your loanTXExplainedYes
Apr 10, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectALExplainedYes
Apr 9, 2026Payday & personal loansCan't contact lender or servicerSCExplainedYes
Apr 5, 2026Payday & personal loansCharged fees or interest you didn't expectILExplainedYes
Apr 2, 2026Payday & personal loansStruggling to pay your loanGAFixedYes
Mar 27, 2026Payday & personal loansImproper use of your reportReporting company used your report improperlyMOExplainedYes
Mar 19, 2026Payday & personal loansStruggling to pay your loanTXFixedYes
Mar 12, 2026Payday & personal loansProblem with the payoff process at the end of the loanGAExplainedYes
Mar 6, 2026Payday & personal loansProblem with customer serviceSCExplainedYes
Mar 6, 2026Payday & personal loansProblem when making paymentsSCExplainedYes
Mar 6, 2026Payday & personal loansProblem with the payoff process at the end of the loanALExplainedYes
Feb 25, 2026Payday & personal loansProblem with the payoff process at the end of the loanGAExplainedYes
Feb 19, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectGAExplainedYes
Feb 16, 2026Payday & personal loansProblem with the payoff process at the end of the loanGAExplainedYes
Feb 4, 2026Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayTXExplainedYes
Feb 2, 2026Payday & personal loansGetting a line of creditGAExplainedYes
Jan 28, 2026Payday & personal loansProblem with additional add-on products or servicesGAExplainedYes
Jan 26, 2026Payday & personal loansIncorrect information on your reportInformation belongs to someone elseSCExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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