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Payday & personal loans

World Acceptance payday & personal loans complaints

Consumers have filed 660 complaints about World Acceptance's payday & personal loans, 82 in the last 12 months (-8%). World Acceptance answered 98.8% on time and closed 24% with relief. See the whole World Acceptance record.

World Acceptance against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13World Acceptance (World Finance)82-8%98.8%24%660

Every lender ranked

Latest World Acceptance payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Jan 23, 2026Payday & personal loansProblem with a company's investigation into an existing problemTheir investigation did not fix an error on your reportALExplainedYes
Jan 16, 2026Payday & personal loansCharged fees or interest you didn't expectOKExplainedYes
Jan 16, 2026Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayTXExplainedYes
Jan 15, 2026Payday & personal loansIncorrect information on your reportAccount status incorrectLAExplainedYes
Jan 11, 2026Payday & personal loansCharged fees or interest you didn't expectTXExplainedYes
Jan 9, 2026Payday & personal loansProblem when making paymentsSCExplainedYes
Jan 8, 2026Payday & personal loansCharged fees or interest you didn't expectILFixedYes
Jan 6, 2026Payday & personal loansIncorrect information on your reportAccount information incorrectNCExplainedYes
Jan 6, 2026Payday & personal loansUnable to get your credit report or credit scoreOther problem getting your report or credit scoreALFixedYes
Jan 5, 2026Payday & personal loansUnable to get your credit report or credit scoreOther problem getting your report or credit scoreALFixedYes
Dec 29, 2025Payday & personal loansProblem when making paymentsOKExplainedYes
Dec 28, 2025Payday & personal loansProblem with the payoff process at the end of the loanGAExplainedYes
Dec 27, 2025Payday & personal loansStruggling to pay your loanGAFixedNo
Dec 18, 2025Payday & personal loansProblems receiving the advanceNMExplainedYes
Dec 17, 2025Payday & personal loansGetting the loanGAExplainedYes
Dec 12, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectSCExplainedYes
Dec 11, 2025Payday & personal loansStruggling to pay your loanTNFixedYes
Nov 30, 2025Payday & personal loansProblem with the payoff process at the end of the loanTXFixedYes
Nov 29, 2025Payday & personal loansImproper use of your reportReporting company used your report improperlyNMExplainedYes
Nov 26, 2025Payday & personal loansWas approved for a loan, but didn't receive the moneyTXFixedYes
Nov 21, 2025Payday & personal loansProblem with the payoff process at the end of the loanKYExplainedYes
Nov 21, 2025Payday & personal loansStruggling to pay your loanMSExplainedYes
Nov 5, 2025Payday & personal loansUnable to get your credit report or credit scoreOther problem getting your report or credit scoreGAFixedYes
Nov 3, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectSCExplainedYes
Oct 29, 2025Payday & personal loansStruggling to pay your loanLAExplainedYes
Oct 28, 2025Payday & personal loansProblem when making paymentsTNFixedYes
Oct 25, 2025Payday & personal loansCredit monitoring or identity theft protection servicesProblem canceling credit monitoring or identify theft protection serviceTNExplainedYes
Oct 15, 2025Payday & personal loansIncorrect information on your reportOld information reappears or never goes awayGAFixedYes
Oct 14, 2025Payday & personal loansProblem with additional add-on products or servicesSCExplainedYes
Oct 8, 2025Payday & personal loansIncorrect information on your reportAccount information incorrectALExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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