Debt collector · complaint record
A-L Financial complaints
Filed under A-L FINANCIAL CORP
Consumers have filed 52 complaints about A-L Financial since 2021, 7 of them in the last 12 months. It answered 100% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Rated once a company has 25+ complaints in 12 months. How it works
- Complaints on record
- 52
- Last 12 months
- 7
- Answered on time
- 100%
- Closed with relief
- 0%
- Last 30 days
- 0
- Rank
- #837 of 1,963
Since June 2021
new vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Sep 1, 2026
Most complained-about debt collectors
A-L Financial complaints by month
The busiest month was September 2021 (5 complaints). Complaints rise with a company's size and with news, so compare trends rather than totals.
How A-L Financial answered all time
- Closed with explanation52100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
What A-L Financial complaints are about
Top A-L Financial problems
Inside "Improper use of your report"
- Credit inquiries on your report that you don't recognize 6
- Reporting company used your report improperly 4
Where A-L Financial complaints come from
Most complaints: California (41), Arizona (4), Florida (2), Arkansas (2), Colorado (1).
A-L Financial compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | Green SquareDebt collection | 10 | 25 | F |
| 2 | EMoneyUSADebt collection | 53 | 25 | C |
| 3 | Mullooly Jeffrey Rooney & FlynnDebt collection | 56 | 25 | C |
| 4 | Credit World ServicesDebt collection | 47 | 25 | D |
| 5 | Keynote ConsultingDebt collection | 10 | 25 | F |
| 6 | Augusta Collection AgencyDebt collection | 10 | 25 | F |
| 7 | Advance Bureau of CollectionsDebt collection | 19 | 25 | F |
| 8 | A-L FinancialDebt collection | - | 7 | - |
Compare side by side: A-L Financial vs Green Square · A-L Financial vs EMoneyUSA · A-L Financial vs Mullooly Jeffrey Rooney & Flynn · A-L Financial vs Credit World Services
What people say about A-L Financial
All experiencesNo experiences with A-L Financial yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest A-L Financial complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Sep 1, 2026 | Debt collection | Took or threatened to take negative or legal actionSued you in a state where you do not live or did not sign for the debt | Explained |
| Aug 4, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| May 28, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | Explained |
| May 22, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | Explained |
| Feb 10, 2026 | Debt collection | Took or threatened to take negative or legal actionThreatened or suggested your credit would be damaged | Explained |
| Dec 16, 2025 | Debt collection | Attempts to collect debt not owedDebt is not yours | Explained |
| Dec 15, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Oct 16, 2025 | Debt collection | Took or threatened to take negative or legal actionThreatened to sue you for very old debt | Explained |
| Oct 16, 2025 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | Explained |
| Oct 10, 2025 | Credit reporting | Incorrect information on your reportInformation belongs to someone else | Explained |
| Sep 20, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
| Aug 7, 2025 | Auto loans & leases | RepossessionLoan balance remaining after the vehicle is repossessed and sold | Explained |
Questions about A-L Financial
How many complaints does A-L Financial have?
A-L Financial has 52 complaints on record since June 2021, including 7 in the last 12 months and 0 in the last 30 days. That makes it number 1,664 of every company by complaints this year.
Does A-L Financial respond to complaints?
Yes. A-L Financial answered 100% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix; 0% ended with money back. The rest were mostly closed with an explanation only.
What do people complain about most with A-L Financial?
The most common problems are took or threatened to take negative or legal action (4), improper use of your report (10), incorrect information on your report (9).
Is A-L Financial legit?
A-L Financial is a real company with a public complaint record: consumers have complained about it 52 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is A-L Financial legit? for the signals, red flags and how to protect yourself.
How do I file a complaint against A-L Financial?
Complain to A-L Financial in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most A-L Financial complaints come from?
Most come from California (41), Arizona (4), Florida (2). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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