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Auto loans & leases

American First Finance auto loans & leases complaints

Consumers have filed 13 complaints about American First Finance's auto loans & leases, 1 in the last 12 months. American First Finance answered 100% on time and closed 0% with relief. See the whole American First Finance record.

American First Finance against other auto lenders

#Company12 monthsChangeOn timeReliefAll time
1Santander Holdings USA2,463+55%100%36%5,915
2Ally Financial1,987+53%100%4%9,980
3Westlake Financial1,921+69%100%0%6,159
4Credit Acceptance1,277+12%99.7%4%6,077
5Capital One1,225+17%100%2%6,196
6Bridgecrest1,019+29%99.5%0%3,330
7Hyundai Capital America996+81%100%0%4,690
8Toyota Financial Services938+52%99.9%6%4,524
9Exeter Finance830+24%99.9%0%2,969
10Wells Fargo686+40%100%19%6,683
11American Honda Finance556+57%99.6%0%2,789
12American Credit Acceptance554+63%100%0%1,840
13American First Finance1new100%0%13

Every auto lender ranked

Latest American First Finance auto loans & leases complaints

ReceivedAboutIssueStateAnswerOn time
Mar 24, 2026Auto loans & leasesManaging the loan or leaseProblem with the interest rateFLExplainedYes
Aug 23, 2025Auto loans & leasesManaging the loan or leaseBilling problemNYFixedYes
Jun 30, 2025Auto loans & leasesImproper use of your reportReporting company used your report improperlyLAExplainedYes
Oct 28, 2024Auto loans & leasesRepossessionLoan balance remaining after the vehicle is repossessed and soldGAExplainedYes
Jul 22, 2023Auto loans & leasesGetting a loan or leaseFraudulent loanOHFixedYes
Jun 28, 2023Auto loans & leasesGetting a loan or leaseFraudulent loanVAExplainedYes
May 26, 2023Auto loans & leasesIncorrect information on your reportInformation belongs to someone elseFLExplainedYes
Mar 21, 2023Auto loans & leasesGetting a loan or leaseFraudulent loanTXExplainedYes
Nov 23, 2022Auto loans & leasesManaging the loan or leaseProblem with the interest rateFLFixedYes
Sep 8, 2020Auto loans & leasesGetting a loan or leaseFraudulent loanMIExplainedYes
Oct 11, 2019Auto loans & leasesProblem with a credit reporting company's investigation into an existing problemInvestigation took more than 30 daysCAExplainedYes
Oct 8, 2019Auto loans & leasesProblems at the end of the loan or leaseProblem with paying off the loanNCExplainedYes
Feb 1, 2018Auto loans & leasesGetting a loan or leaseConfusing or misleading advertising or marketingMIExplainedYes

Your rights with auto lenders

Repossession rules come from your contract and your state's law: in many states a lender can repossess without warning once you default, but it cannot breach the peace, and it must tell you how to get the car back and how it will be sold. You are usually entitled to a refund of unused add-ons such as GAP or service contracts when the loan ends early.

Scam warning: Watch for add-ons slipped into the contract, and get every promise in writing before you sign. A dealer cannot make you buy extras to get the loan.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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