Debt collector · complaint record
Credit Bureau Associates complaints
Filed under Merchants & Medical Adjustment Bureau, Inc. dba Credit Bureau Associates
Consumers have filed 367 complaints about Credit Bureau Associates since 2023, 196 of them in the last 12 months (+38% on the year before). It answered 0% on time and closed 0% with relief for the customer. The most common problem is took or threatened to take negative or legal action.
Poor response record. How it works
- Complaints on record
- 367
- Last 12 months
- 196
- Answered on time
- 0%
- Closed with relief
- 0%
- Last 30 days
- 4
- Rank
- #130 of 1,963
Since December 2023
+38% vs the year before
Industry: 96.5%
Typical debt collector: 24%
Newest: Oct 24, 2026
Most complained-about debt collectors
Credit Bureau Associates complaints by month
The busiest month was June 2026 (27 complaints). Complaints in the last 12 months are up 38% on the year before. Complaints rise with a company's size and with news, so compare trends rather than totals.
How Credit Bureau Associates answered last 12 months
- Untimely response196100%
"Closed with explanation" means the company replied but gave no money back and changed nothing. What each answer means
- Answers on time0/450% on time
- Relief for customers0/400% closed with relief
- Complaint trend6/15+38% vs last year
What Credit Bureau Associates complaints are about
Top Credit Bureau Associates problems last 12 months
Inside "Took or threatened to take negative or legal action"
- Threatened or suggested your credit would be damaged 67
- Threatened to sue you for very old debt 1
- Sued you without properly notifying you of lawsuit 1
Where Credit Bureau Associates complaints come from
Most complaints: Georgia (137), Texas (36), Florida (34), North Carolina (23), Ohio (13).
Credit Bureau Associates compared with other debt collectors
| # | Company | Score | 12 months | Grade |
|---|---|---|---|---|
| 1 | American First FinanceDebt collection | 83 | 204 | A |
| 2 | Applied Data FinanceDebt collection | 48 | 196 | D |
| 3 | Credit Bureau AssociatesDebt collection | 6 | 196 | F |
| 4 | 2288984 OntarioDebt collection | 36 | 195 | D |
| 5 | Southern Management SystemsDebt collection | 52 | 194 | C |
| 6 | ResidentCollectDebt collection | 8 | 194 | F |
| 7 | SG and AssociatesDebt collection | 5 | 190 | F |
| 8 | Rausch SturmDebt collection | 47 | 190 | D |
Compare side by side: Credit Bureau Associates vs American First Finance · Credit Bureau Associates vs Applied Data Finance · Credit Bureau Associates vs 2288984 Ontario · Credit Bureau Associates vs Southern Management Systems
What people say about Credit Bureau Associates
All experiencesNo experiences with Credit Bureau Associates yet. Yours would be the first on the record - and the one the next person reads.
Share yoursLatest Credit Bureau Associates complaints
Full log| Received | About | Issue | Answer |
|---|---|---|---|
| Oct 24, 2026 | Credit reporting | Improper use of your reportReporting company used your report improperly | No timely reply |
| Oct 20, 2026 | Credit reporting | Incorrect information on your reportAccount status incorrect | No timely reply |
| Oct 20, 2026 | Credit reporting | Problem with a company's investigation into an existing problemTheir investigation did not fix an error on your report | No timely reply |
| Oct 20, 2026 | Credit reporting | Problem with fraud alerts or security freezes | No timely reply |
| Oct 16, 2026 | Credit reporting | Incorrect information on your reportAccount information incorrect | No timely reply |
| Oct 14, 2026 | Debt collection | Communication tacticsFrequent or repeated calls | No timely reply |
| Oct 13, 2026 | Debt collection | Written notification about debtDidn't receive notice of right to dispute | No timely reply |
| Oct 13, 2026 | Credit reporting | Improper use of your reportCredit inquiries on your report that you don't recognize | No timely reply |
| Oct 12, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Oct 9, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
| Oct 4, 2026 | Debt collection | Written notification about debtDidn't receive enough information to verify debt | No timely reply |
| Sep 30, 2026 | Debt collection | Attempts to collect debt not owedDebt is not yours | No timely reply |
Questions about Credit Bureau Associates
How many complaints does Credit Bureau Associates have?
Credit Bureau Associates has 367 complaints on record since December 2023, including 196 in the last 12 months and 4 in the last 30 days. That makes it number 336 of every company by complaints this year.
Does Credit Bureau Associates respond to complaints?
Yes. Credit Bureau Associates answered 0% of its complaints on time (within 15 days) and closed 0% with relief - money back or a fix. The rest were mostly closed with an explanation only. Its Response Score is 6/100 (grade F).
What do people complain about most with Credit Bureau Associates?
The most common problems are took or threatened to take negative or legal action (69), attempts to collect debt not owed (70), incorrect information on your report (75).
Is Credit Bureau Associates legit?
Credit Bureau Associates is a real company with a public complaint record: consumers have complained about it 367 times and it answers through the official complaint process. Whether it is right for you depends on the details - see is Credit Bureau Associates legit? for the signals, red flags and how to protect yourself.
Are complaints about Credit Bureau Associates going up or down?
Up. There were 196 complaints in the last 12 months against 142 in the 12 before (+38%). See every month.
How do I file a complaint against Credit Bureau Associates?
Complain to Credit Bureau Associates in writing first and keep a copy. If it isn't fixed, file an official complaint with the federal consumer financial regulator - the company must answer, usually within 15 days. Our step-by-step guide: how to file a complaint against a company. Then share your experience here so others know.
Where do most Credit Bureau Associates complaints come from?
Most come from Georgia (137), Texas (36), Florida (34). Big states file more complaints, so the map shows complaints per 100,000 people.
Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works
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