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Payday & personal loans

Atlanticus payday & personal loans complaints

Consumers have filed 142 complaints about Atlanticus's payday & personal loans, 29 in the last 12 months. Atlanticus answered 100% on time and closed 69% with relief. See the whole Atlanticus record.

Atlanticus against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Atlanticus29new100%69%142

Every lender ranked

Latest Atlanticus payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 12, 2025Payday & personal loansProblem when making paymentsCAFixedYes
Nov 4, 2025Payday & personal loansProblem when making paymentsNYExplainedYes
Oct 21, 2025Payday & personal loansCharged fees or interest you didn't expectOHMoney backYes
Oct 16, 2025Payday & personal loansProblem when making paymentsTXMoney backYes
Oct 7, 2025Payday & personal loansGetting the loanUTFixedYes
Sep 24, 2025Payday & personal loansGetting the loanTXFixedYes
Aug 29, 2025Payday & personal loansCharged fees or interest you didn't expectCAFixedYes
Aug 19, 2025Payday & personal loansGetting the loanGAMoney backYes
Aug 5, 2025Payday & personal loansGetting the loanFLMoney backYes
Jul 18, 2025Payday & personal loansCharged fees or interest you didn't expectARMoney backYes
Jul 3, 2025Payday & personal loansIncorrect information on your reportAccount status incorrectFLMoney backYes
Jun 11, 2025Payday & personal loansProblem when making paymentsORMoney backYes
May 30, 2025Payday & personal loansGetting the loanTXMoney backYes
May 8, 2025Payday & personal loansCharged fees or interest you didn't expectNYExplainedYes
Jan 24, 2025Payday & personal loansCharged fees or interest you didn't expectNCExplainedYes
Dec 31, 2024Payday & personal loansGetting a line of creditCAExplainedYes
Oct 19, 2024Payday & personal loansGetting the loanUTMoney backYes
Aug 8, 2024Payday & personal loansGetting a line of creditTXExplainedYes
Aug 6, 2024Payday & personal loansProblem with additional add-on products or servicesTXFixedYes
Jul 28, 2024Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Jun 21, 2024Payday & personal loansProblem with cash advanceMIExplainedYes
May 7, 2024Payday & personal loansCharged fees or interest you didn't expectVAExplainedYes
Apr 19, 2024Payday & personal loansGetting a line of creditUTExplainedYes
Mar 5, 2024Payday & personal loansProblem when making paymentsILExplainedYes
Dec 28, 2023Payday & personal loansCharged fees or interest you didn't expectMDMoney backYes
Aug 17, 2023Payday & personal loansProblem with the payoff process at the end of the loanTXExplainedYes
Jul 10, 2023Payday & personal loansCharged fees or interest you didn't expectGAExplainedYes
Jun 24, 2023Payday & personal loansCharged fees or interest you didn't expectMOExplainedYes
Jun 23, 2023Payday & personal loansProblem when making paymentsMIFixedYes
May 31, 2023Payday & personal loansProblem when making paymentsKYMoney backYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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