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Payday & personal loans

Atlanticus payday & personal loans complaints

Consumers have filed 142 complaints about Atlanticus's payday & personal loans, 29 in the last 12 months. Atlanticus answered 100% on time and closed 69% with relief. See the whole Atlanticus record.

Atlanticus against other personal & payday lenders

#Company12 monthsChangeOn timeReliefAll time
1Affirm2,316+167%100%0%4,371
2Paramount GR904+262%99.8%0%1,538
3OneMain Financial765+18%100%7%3,344
4Klarna652+212%94%13%1,034
5Block (Cash App)447+213%96.2%2%702
6Enova (CashNetUSA, NetCredit)434+7%100%0%2,775
7CCF Intermediate388-18%99.7%8%1,368
8Upgrade291+62%100%2%923
9Upstart276+35%99.6%2%910
10SoFi276+57%100%10%563
11Truist274+37%99.6%11%958
12Uprova Credit257+118%100%0%466
13Atlanticus29new100%69%142

Every lender ranked

Latest Atlanticus payday & personal loans complaints

ReceivedAboutIssueStateAnswerOn time
Nov 1, 2026Payday & personal loansCharged fees or interest you didn't expectNJExplainedYes
Sep 22, 2026Payday & personal loansCharged fees or interest you didn't expectTXFixedYes
Sep 19, 2026Payday & personal loansGetting a line of creditMDFixedYes
Sep 14, 2026Payday & personal loansGetting a line of creditCAExplainedYes
Sep 8, 2026Payday & personal loansProblem with additional add-on products or servicesUTMoney backYes
Sep 6, 2026Payday & personal loansGetting a line of creditMTExplainedYes
Aug 24, 2026Payday & personal loansProblem when making paymentsALExplainedYes
Aug 21, 2026Payday & personal loansGetting the loanLAExplainedYes
Aug 4, 2026Payday & personal loansCredit monitoring or identity theft protection servicesDidn't receive services that were advertisedNCMoney backYes
Jul 29, 2026Payday & personal loansProblem with additional add-on products or servicesCAMoney backYes
Jun 27, 2026Payday & personal loansProblem with additional add-on products or servicesMDMoney backYes
Jun 4, 2026Payday & personal loansCharged fees or interest you didn't expectTXMoney backYes
Jun 4, 2026Payday & personal loansCharged fees or interest you didn't expectKYMoney backYes
May 20, 2026Payday & personal loansProblem when making paymentsSCFixedYes
May 13, 2026Payday & personal loansGetting a line of creditNCMoney backYes
Apr 27, 2026Payday & personal loansGetting the loanWIExplainedYes
Apr 25, 2026Payday & personal loansGetting the loanTNFixedYes
Apr 10, 2026Payday & personal loansGetting the loanSCExplainedYes
Apr 6, 2026Payday & personal loansGetting the loanCAMoney backYes
Mar 25, 2026Payday & personal loansProblem with additional add-on products or servicesSCExplainedYes
Mar 18, 2026Payday & personal loansProblem with additional add-on products or servicesLAFixedYes
Feb 26, 2026Payday & personal loansProblem with the payoff process at the end of the loanVAFixedYes
Feb 24, 2026Payday & personal loansGetting the loanGAMoney backYes
Feb 16, 2026Payday & personal loansProblem with additional add-on products or servicesSCMoney backYes
Feb 2, 2026Payday & personal loansProblem with additional add-on products or servicesCAMoney backYes
Jan 23, 2026Payday & personal loansProblem with fraud alerts or security freezesCAExplainedYes
Jan 17, 2026Payday & personal loansCharged fees or interest you didn't expectNJFixedYes
Dec 5, 2025Payday & personal loansCharged fees or interest you didn't expectCAMoney backYes
Dec 2, 2025Payday & personal loansCharged fees or interest you didn't expectILMoney backYes
Nov 12, 2025Payday & personal loansProblems receiving the advanceTXExplainedYes

Your rights with personal & payday lenders

You can revoke permission for a lender to take automatic payments from your account by telling the lender and your bank. Many states cap interest or ban payday loans altogether, and the Military Lending Act caps most loans to active-duty servicemembers and their families at 36% APR.

Scam warning: A real lender never asks for a fee up front, a gift card or a "deposit" before sending a loan. Check the lender is licensed in your state.

General information, not legal advice; rules vary by state. Plain-English guides

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Complaint records are public consumer complaints filed with U.S. regulators, checked (newest received Nov 15, 2026). Complaints are consumers' own accounts and are not verified; counts grow with a company's size. How the data works

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